• VX Global Statement on Purchase of PPE - A statement on the supply chain situation for Protective Gear during the COVID-19 Crisis. New York, NY - USA | May 08, 2020 -- John Pappie, The CEO of VX Global Inc., today announced what he feels is an accurate depiction of the supply chain crisis that has engulfed the protective gear market, which is vital to hospitals and governments that are fighting the COVID-19 crisis. Mr. Pappie, stated the company has been working with supply chain specialists and the finance community in an attempt to deliver resources to various government agencies, hospitals, and clinics. He stated that the current system is damaged for several reasons. "There have been massive changes in the way international trade works due to the crisis. This has isolated buyers, manufacturers, and intermediaries where viable solutions are weeks or months away, although products are needed now." stated Mr. Pappie. The company has noted that state, local governments and major buyers are relying upon the traditional “pay on delivery” model (COD or net terms) that have been the universally accepted process for years. VX Global Inc. has cataloged that new terms now require large up-front deposits on materials, with the balance upon shipping. “In most normal trade situations, the manufacturer would deliver to the dock free of charge, and only get paid via a Trade Letter of Credit, after the product has been inspected and is in the process of being shipped. Any balance remaining would be paid upon receipt of goods or net terms. Now these large deposits and being paid the balance prior to shipping are straining the ability of product to be shipped as defective gear has been sent by some Manufacturers so the risk is now high.” stated Pappie. “At some point in time, and hopefully soon, all parties will mitigate this situation by negotiating in good faith to create flow through and a return to normal trade processes. Right now we have several options for deposit finance pending and we are in the process of building out a unique funding procedure to address the new normal.” John Pappie stated. VX Global internal report - Strategically this was a great month as we positioned ourselves with several investment firms to open up "fund management" potential and possibly create some funding programs in consolidation, asset-based high yield, and trade finance. We are proud to report that over 85% of our clients were approved for some type of financing this month. Two clients are still pending approval upon submission of the final month's end documentation. Please visit us at: www.vxglobal.com Press & Media Contact: John Pappie VX Global Inc. +1 (617)-548-7100 jpappie[at]vxglobal[dot]com https://www.vxglobal.com (Added: Sat May 09 2020 Hits: 49 Rating: 0.00 Votes: 0) Rate It

• Shiftal: The Global P2P Crypto Exchange to Go Live on May 14, 2020 - Europe/India; May 8, 2020 –The team of Shiftal, a global P2P crypto exchange, announced that they are equipped to launch their exchange on May 14, 2020 and will initiate the registration process the same day. The exchange is geared to simplify P2P crypto trading and will be rolled out for the global users looking to tap into the burgeoning crypto market. “Understanding the industry and the market, we found out that many users faced difficulty in comprehending the working of a P2P exchange. The entire process was beset with complexity and confusion. Thus, we vowed to create a user-friendly P2P exchange platform to deliver a reliable, easy, and smooth trading experience to our platform users.”, said Rishabh, Founder and CEO of Shiftal. Adding further, Abishek, Co-founder of Shiftal, said, “We aim to make two of the most prominent cryptocurrencies – Bitcoin and Ethereum – reach the maximum number of people worldwide.” Shiftal facilitates the buying and selling of Bitcoin and Ethereum for both beginners and experienced crypto traders. The multiple payment options available ensure that people across the globe can easily trade their desired cryptocurrency without any payment barriers. The powerful trading engine drives quick transactions while the institutional-grade security makes Shiftal the most secure and best site to trade Bitcoin and Ethereum. Another remarkable attribute of Shiftal is its low trading fee and minimal withdrawal fee. While most exchanges charge a hefty fee, taking away a significant share of traders’ profit in the form of fees, Shiftal has a nominal and transparent fee structure. The company, currently running the Beta version of Shiftal exchange, plans to expand its services after the exchange goes live. It will introduce a centralized spot trading exchange with a margin trading platform, with an aim for a comprehensive crypto exchange. About Shiftal Shiftal is a brainchild of Rishabh and Abishek, who aim to simplify P2P crypto trading. With in-depth domain knowledge and rich experience in the crypto industry, both Rishabh and Abishek embarked on, the journey to deliver a secure easy, and reliable P2P trading platform to traders globally, thus Shiftal. Contact Name: Shiftal Contact number: +447466086902 Email: info@shiftal.com https://www.shiftal.com/ (Added: Fri May 08 2020 Hits: 60 Rating: 0.00 Votes: 0) Rate It

• credit card on credit card - Having an O3 Card is compared with having a pleasure box that can cater for unexpected expenses and short-term needs. It allows you to purchase products or services whenever and wherever you want, without ready cash and also to choose how much you repay at a later date. You can use our card anywhere in Nigeria at over 250,000 Point of Sales and 12,000 ATMs. The most cost effective and convenient way of using it is for retail purchases at Point of Sales – restaurants, hotels, supermarkets, hospitals,petrol stations, schools etc. Please see below for our Card Types: - Classic Credit Card - Platinum credit Card - Business credit Card - Game Credit Card The cards would be available to only employees of selected companies and institutions with their salary account linked for the minimum monthly repayment via direct debit. PLEASE NOTE There is a mandatory 10% minimum monthly repayment of outstanding balance which is tied to the cardholders’ salary account. This repayment is done through the Nigerian Inter Bank Settlement Scheme [NIBSS] Direct Debit platform. How does O3 safeguard information about me? O3 understands how important security and confidentiality are to our customers, so we use the following security techniques, which comply with or even exceed federal regulatory requirements to protect information about you: • We maintain physical safeguards, such as secure areas in buildings; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication procedures to protect against ID theft. • We restrict access to information about you to authorized employees who only obtain that information for business purposes. • We carefully select and monitor the outside companies we hire to perform services for us, such as mail vendors who send out our statements. We require them to keep customer information safe and secure, and we do not allow them to use or share the information for any purpose other than the job they are hired to do. • We train our employees on these security procedures, providing security awareness reminders and conducting regular audits to verify compliance. Contact Us For more detail - inquire us at 07006322737 or 012777630 Email Us at care@o3cards.com Address 18, Jerry Iriabe Street, Lekki Phase One, Lagos, Nigeria Website - https://www.o3cards.com/ Visit Link - https://www.o3cards.com/about-our-cards (Added: Fri May 08 2020 Hits: 42 Rating: 0.00 Votes: 0) Rate It

• Buckle Temporarily Adds Food & Delivery Insurance Coverage to Member Policies at No Additional Cost - As gig economy rideshare drivers step up to deliver food and supplies during COVID-19 crisis, Buckle responds with comprehensive protection for insured members ATLANTA — May 6, 2020 — Buckle, a technology-driven financial services company, has been granted temporary approval to add insurance coverage to its rideshare driver members’ policies for the delivery of food, household supplies, and other packaged goods. Due to the COVID-19 crisis that has forced people to stay home in quarantine, many U.S. gig economy rideshare drivers have refocused to fill the increasing demand for the transportation of a wide range of packages. Buckle has responded to protect its insured members under these new conditions with added coverage at no additional cost. “While the demand for rideshare services has dramatically dropped off due to COVID-19, rideshare drivers have stepped up to provide essential home delivery that many are relying on while in quarantine,” said Martin Young, co-founder and co-CEO of Buckle. “Buckle’s top priority is ensuring its members are fully covered in whatever capacity they are driving. We are thrilled to have secured approval from the Georgia Department of Insurance for members to now deliver goods and packages with the confidence of knowing they are covered during this national emergency.” Earlier this year, Buckle introduced the first rideshare-only insurance that provides rideshare and Transportation Network Company (TNC) drivers with both personal and commercial coverage in one, affordable policy. Buckle currently provides cost-effective coverage to eligible Lyft drivers in Georgia whether their rideshare app is on or off, giving drivers peace of mind. Rideshare drivers may think they are covered by their TNC under these new delivery conditions, but generally are not. This new provision allows Buckle members who have purchased a motor vehicle insurance policy to be covered while delivering for companies like Grubhub, Uber Eats, DoorDash, Amazon Flex, Postmates, and others. Food and delivery coverage is now in effect for all current Buckle policies, including new or renewed policies, until further notice. No action is necessary for current Buckle members. In this fluid situation, the company is evaluating the status of its new delivery coverage on a weekly basis. Buckle is also working to make this a permanent addition to its offerings. For eligible Lyft drivers in Georgia interested in a quote for coverage, visit www.buckleup.com/lyft, or call 1.866.828.2553. Lyft drivers outside of Georgia and other TNC rideshare drivers can stay updated on Buckle Insurance availability in their areas at www.buckleup.com. About Buckle Buckle provides technology-driven financial products and services to the shared economy. When delivering insurance, the company’s goal is to offer streamlined and transparent transactions to those who turn their personal assets into revenue-driving opportunities. For more information on Buckle, visit www.buckleup.com and connect on Facebook and LinkedIn. All trademarks recognized. # Media Contact: Tracy Wemett BroadPR +1-617-939-3631 tracy@broadpr.com (Added: Thu May 07 2020 Hits: 38 Rating: 0.00 Votes: 0) Rate It

• Contemi Continues Southeast Asia Expansion with New Sales Director Appointment - Contemi Solutions, a leading technology provider to the global wealth management, insurance, banking and financial services community, today announced the appointment of Gaurav Mehta as the Director of Sales to continue the company’s rapid growth in the Southeast Asia region, which includes Malaysia, Singapore, Indonesia, Thailand, Vietnam, and the Philippines. Gaurav will be responsible for building out the Contemi business, brand and driving its go-to-market strategy and execution for the Southeast Asia region. He will be working with the product development, operations and marketing teams to enhance our offering in the region. Gaurav brings with him more than 11 years' of experience working across a range of sectors and countries in Asia. His most significant experience lies in the financial services, technology and media sectors where his work included business development, strategy negotiation, business planning and sales. He joins Contemi Solutions from a digital wealth management firm, where he served as the APAC business head, building a strong presence in the region and significantly impacting business revenues during his tenure. Uniquely, Gaurav supplements his technology experience with business domain having worked for an investment managemer in Singapore, growing the investment management software business in Asia. Gaurav has extensive expertise in developing deep customer engagement with large global clients and securing strategic wins in highly competitive markets. Throughout his career, he has helped organizations address the challenges of servicing in a digital world by leveraging cloud scalability, achieving infrastructure and application resiliency, and adapting to the latest technology and compliance requirements. Alexander Krefft, Acting Global CEO said, “Gaurav’s appointment comes at a time when the world around us is forced to adjust to remote workforce due to the COVID-19 crisis and the economic turmoil has seen the financial services industry depend more on digital solutions to meet client needs. As the businesses move to a more distributed workforce, Contemi remains evermore committed to providing the financial services industry with the analytics, portals, technology and tools to meet their clients rapidly evolving investment and service needs.” He added, “We’re delighted to welcome Gaurav to the Contemi team. His strategic thinking and industry experience will help us provide our customers in SE Asia with the forward-looking solutions needed to navigate today’s rapidly changing technology needs.” Gaurav Mehta said: “I am excited to join Contemi at this very important juncture where we will be seeing the transformation of the global financial services industry. As new technologies evolve to enhance the way customers, insurance companies and brokers, wealth managers and financial advisors interact, we plan to be at the forefront of that change, and I am looking forward to growing the Contemi business in Asia, meeting the rapidly evolving digital needs of today and tomorrow.” (Added: Mon May 04 2020 Hits: 104 Rating: 0.00 Votes: 0) Rate It

• Contemi Continues Southeast Asia Expansion with New Sales Director Appointment - Contemi Solutions, a leading technology provider to the global wealth management, insurance, banking and financial services community, today announced the appointment of Gaurav Mehta as the Director of Sales to continue the company’s rapid growth in the Southeast Asia region, which includes Malaysia, Singapore, Indonesia, Thailand, Vietnam, and the Philippines. Gaurav will be responsible for building out the Contemi business, brand and driving its go-to-market strategy and execution for the Southeast Asia region. He will be working with the product development, operations and marketing teams to enhance our offering in the region. Gaurav brings with him more than 11 years' of experience working across a range of sectors and countries in Asia. His most significant experience lies in the financial services, technology and media sectors where his work included business development, strategy negotiation, business planning and sales. He joins Contemi Solutions from a digital wealth management firm, where he served as the APAC business head, building a strong presence in the region and significantly impacting business revenues during his tenure. Uniquely, Gaurav supplements his technology experience with business domain having worked for an investment managemer in Singapore, growing the investment management software business in Asia. Gaurav has extensive expertise in developing deep customer engagement with large global clients and securing strategic wins in highly competitive markets. Throughout his career, he has helped organizations address the challenges of servicing in a digital world by leveraging cloud scalability, achieving infrastructure and application resiliency, and adapting to the latest technology and compliance requirements. Alexander Krefft, Acting Global CEO said, “Gaurav’s appointment comes at a time when the world around us is forced to adjust to remote workforce due to the COVID-19 crisis and the economic turmoil has seen the financial services industry depend more on digital solutions to meet client needs. As the businesses move to a more distributed workforce, Contemi remains evermore committed to providing the financial services industry with the analytics, portals, technology and tools to meet their clients rapidly evolving investment and service needs.” He added, “We’re delighted to welcome Gaurav to the Contemi team. His strategic thinking and industry experience will help us provide our customers in SE Asia with the forward-looking solutions needed to navigate today’s rapidly changing technology needs.” Gaurav Mehta said: “I am excited to join Contemi at this very important juncture where we will be seeing the transformation of the global financial services industry. As new technologies evolve to enhance the way customers, insurance companies and brokers, wealth managers and financial advisors interact, we plan to be at the forefront of that change, and I am looking forward to growing the Contemi business in Asia, meeting the rapidly evolving digital needs of today and tomorrow.” (Added: Mon May 04 2020 Hits: 114 Rating: 0.00 Votes: 0) Rate It

• US Capital Global Securities Launches Convertible Note Offering for EQITrade Limited - San Francisco-based private financial group engaged as lead placement agent by the parent of the world’s first global digital bank for businesses and high-net-worth individuals San Francisco, California, USA., May 02, 2020 - US Capital Global Securities LLC, an affiliate of US Capital Global, is offering to eligible investors an investment opportunity in EQITrade Limited. So far, 20% of the convertible note offering has been funded already. The company’s subsidiary, EQIBank Limited (“EQIBank”), is theleading digital bank for businesses and high-net-worth individuals, providing 24/7 cloud-based banking in multiple currencies to 180 countries, and unlike its competitors, its services are offshore and tax-exempt. Combining a low-cost global banking network with real time insights, EQIBank offers clients personal and corporate accounts, card services, exchange, lending, custody, and wealth management. Its multi-channel and scalable core platforms provide streamlined on-boarding, simple user interfaces, and end-to-end solutions with a strong focus on client experience. Headquartered in San Francisco, US Capital Global is a full-service private financial group with an established track record in corporate finance, asset management, and capital formation services. All private placements, securities, and other related services are offered by the group’s FINRA-registered broker-dealer affiliate, US Capital Global Securities, LLC. “As we continue to take digital banking to a new level internationally, we are very pleased to be partnering with US Capital Global Securities to launch this investment opportunity,” said Jason Blick, CEO at EQITrade Limited. “We believe the banking industry – with its old technology, local operating model, and expensive cash handling – is overdue for an overhaul, and EQIBank is leading the way.” “We are excited to be serving this global, market-disruptive FinTech firm as its lead placement agent on this offering,” said Charles Towle, CEO at US Capital Global Securities. “The past few years have demonstrated the immense popularity of digital banking platforms, such as Monzo and Chime, but EQIBank’s vast global reach, tax-neutral status, and high-barriers to entry are a welcome evolution in this new approach to banking. The opportunity to participate in this convertible note offering is now open to eligible investors.” About EQIBank Limited EQIBank is one of the world’s leading innovative banks and strives to provide more products to more countries than any other digital bank. EQIBank is the world’s first global digital bank aimed solely at businesses and high-net-worth individuals and provides offshore, tax-exempt, and tailored personal and corporate banking services to clients in 180 countries. With 24/7 cloud-based access, real time insights, and high barriers to entry, EQIBank’s strategy is to accelerate simplification, using Open Banking Standards and Open APIs to create a new global standard of banking. www.eqibank.com About US Capital Global US Capital Global Securities LLC is the FINRA-registered broker-dealer division of US Capital Globalthat acts as placement agent for growth-stage companies, projects, and investment funds. Since 1998, the US Capital Global team has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors, using the latest FinTech and RegTech innovation. US Capital Global entities manage direct investment funds and provide wealth management and capital raise services. To learn more about US Capital Global Securities or this investment opportunity, email Charles Towle, CEO, at charles@uscgs.com or call +1 415-889-1010. (Added: Sat May 02 2020 Hits: 50 Rating: 0.00 Votes: 0) Rate It

• SynchroBit™ Hybrid Exchange is launching on 1st April 2020 - It has been announced that SynchroBit™ Hybrid Exchange is now all set to launch on 1st May 2020. The main aims of SynchroBit™ are to make the digital assets trading faster, smarter, easier, better, and cheaper for both beginners and professionals. Many people have heard about hybrid exchanges and the simple definition of this is that hybrid exchange is a mixture of centralizing and decentralize which benefits from hybrid blockchain technology. SynchroBit™ Hybrid Exchange is the first Multipurpose Hybrid P2P Digital Assets Trading platform. This platform also offers innovative solutions for both beginners and professional traders, including binary trading, futures, margin trading, etc. It offers the solution to a major range of problems in the cryptocurrency and digital assets trading industry. Website Link: https://synchrobit.io (Added: Thu Apr 30 2020 Hits: 44 Rating: 0.00 Votes: 0) Rate It

• Contemi Solutions Announces Client Portal Lite - In response to the challenges that wealth managers and financial advisors face whilst trying to effectively communicate with their clients during the COVID-19 lockdown, Contemi Solutions announce the launch of a Lite version of their existing Client Portal, a module from the award winning Wealth Intelligence (WIN) platform. The solution provides a light touch, secure communication channel designed to augment the usual methods of phone calls and email with a highly simplified portal, specifically designed with the less technology savvy in mind. To reflect the unusual nature of the present circumstances, Contemi will offer the solution with preferential commercials allowing even the smallest organisations better communication channels, to the benefit of the industry’s end investors. We live in unprecedented times. COVID-19 has created extraordinary consequences, not just in its effect on public health, but the restrictions on freedoms and the severe damage it has done to the global economy. The markets have reflected this disruption in levels of volatility not seen since the global financial crisis. Your end investors are understandably nervous and require the constant reassurance that only communication and information can provide. However, restrictions on public gatherings and guidance towards remote working have made this more difficult; access to systems and physical printers might be difficult from your home, and client visits are not permitted. And with many investors being vulnerable or elderly, and subject to an advised lockdown for an indeterminate period, this challenge is likely to be with us for many months, if not until the end of the year. This is where Contemi’s Client Portal Lite fits in. It is not designed to replace ‘one to one’ contact, but to augment it with automated group communications, such as market commentaries, allowing you to effortlessly speak to and provide reassurance to large numbers of your clients, freeing time to talk to them on an individual basis. The portal will also provide online account valuations in addition to the secure distribution of periodic reports, contract notes, tax packs and other documents in a highly intuitive, easy to consume format. And by keeping it simple, Contemi has significantly reduced the length of time needed to get you up and running, now less than 10 days. Kean Williams, CEO of Contemi Europe, said “this initiative was started when an employee commented that his parents had become confused and anxious by the COVID-19 market behaviour, and with little communication and support from their financial advisor had liquidated all of their investments. Knowing that there would be many other investors with similar worries and concerns, we started wondering how we could use our existing technology to their benefit. The challenge has been to simplify our existing Client Portal to allow even the small financial advisors to be able to offer it to their clients, in addition to making it useable by people who might not be comfortable with digital technologies.” (Added: Wed Apr 29 2020 Hits: 110 Rating: 0.00 Votes: 0) Rate It

• Morgan Financial Recovery is helping clients recover funds globally - The days are gone when the government used to intervene with all the financial frauds that happened on a regular basis. To be honest, nowadays no one literally cares about the fact whether you have lost your money to any crypto scams or binary options scams. This is of utmost importance in the development of the financial system of a country as it banks on customer reputation all the time. There are certain scams that happen to owe to offshore accounts i.e. the scammers operate from different accounts in different countries and try to scam victims from the developed countries. Once your fund is lost, you think that you can’t do anything because the fraudsters are accepting funds in their offshore accounts. However, that is not the case. If you do a little research, you will find out that if you hire a good fund recovery firm, you can get your money back. Morgan Financial Recovery is one such firm that has its presence all over the world across all major countries. They have a designated set of attorneys, bankers, and private investigators across all countries who work in a confidential manner and as a result, bring out the cryptocurrency scams to the general public. Morgan Financial Recovery apart from its team of attorneys is connected to all major financial firms in the world. Be it any type of scam you name it, like Forex or Crypto, they always have a solution for you. The best thing is that they also deal with a lot of minor scams as well. Some of them include Sports Betting, Charity or Medical Scams or even those Data Entry Work from Home scams which promises you that you would earn in thousands by just working 2-3 hours in a day. A lot of major ICO’s are also involved in such fraudulent activities. ICO’s are for cryptos what IPO’s are for stocks. ICO’s have been a lot in scrutiny lately primarily because of its fraudulent nature where they blatantly copy the white paper of successful ICO’s and present it to the general public. Thankfully, a lot of ICO’s have been busted on a regular basis, all thanks to Morgan Financial Recovery, their team, and their unique approach and methodology of solving the scams. About Morgan Financial Recovery: Morgan Financial Recovery deals with all kinds of financial frauds on a regular basis. They have the best team in the world to deal with such cases. Also, they make sure that you sign a confidentiality agreement so that they can help you recover your funds with full privacy. Contact: Call Us Now : 1 318 800 8703 adrian@morganfinancialrecovery.com (Added: Mon Apr 27 2020 Hits: 52 Rating: 0.00 Votes: 0) Rate It

• Fondex continues to keep the same competitive conditions for Oil trading - With oil having plunged into negative territory over the past few days, things seem to be uncertain, making the market more volatile than ever. Many brokers have adjusted their trading conditions and charges, with Liquidity Providers setting some pressure by rising spreads. In such a turbulent market, Fondex continues to keep the same competitive conditions for trading oil, with no changes in the leverage and commissions they are charging their clients, with the latter continuing to be the lowest among cTrader brokers globally. “We are very happy to be able to offer our clients the same conditions in trading Oil as before. All this uncertainty has indeed tested the market over the past weeks and we, as brokers, are very curious to see where all this will take us. One thing we know for sure is that we always aim to provide our clients with the most competitive trading conditions, and we come to prove it once again during this current situation with the Oil prices”, commented Mr. Alex Sologubov, COO of Fondex. About Fondex: Fondex is a trade name of TopFX Ltd, which is registered as a Cyprus Investment Firm (CIF) and licensed by the Cyprus Securities and Exchange Commission (CySEC) under licence number 138/11. With more than 1000 instruments across 7 asset classes, Fondex allows investors to create a well-diversified trading portfolio. Fondex cTrader offers the opportunity to trade in four different ways - manually, copying other traders’ strategies, using cBots and following signals from Trading Central and Autochartist - making it the ideal platform for both experienced traders and beginners. Spreads start from 0.0 pips and Fondex charges the lowest cTrader commissions globally on Forex, Energies and Precious Metals. Additionally, Fondex secures its clients’ funds by keeping them in Tier-1 segregated accounts, while also offering them Negative Balance Protection. For more information, please visit https://fondex.com/. Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. (Added: Mon Apr 27 2020 Hits: 39 Rating: 0.00 Votes: 0) Rate It

• Morgan Financial Recovery helps clients recover their money - Financial frauds are increasing on a daily basis and every day, some new kind of scam is being unearthed by the investigative agencies. Scammers, owing to their naivete and greed for becoming rich within a short period of time, end up spending their savings into a particular investment scheme only to realize at the end of the day that they have lost all their money. What happens after that is that they end up being depressed about what to do. A lot of them don’t know that there is an easy way out, which is to contact a fund recovery group who has been dealing with such cases for a long time. However, you need to know that there are a lot of fake fund recovery groups as well who make sure that you end up losing your money once again. It is highly advisable to stay away from such fake firms and accept the services of only the genuine ones. With an amazing success rate and many years in the market, Morgan Financial Recovery has worked in over 2400+ cases and recovered over $3 million so far. They have a team of over 56+ attorneys who work day in day to bring the best recovery solutions for you. Frauds like Cryptocurrency Scams and Binary Options Scams are rampant in number and according to CNBC, over a billion dollars have been lost due to such scams in 2019. Morgan Financial Recovery keeps a portfolio of all such scams so that it would be easy for all of you to identify which binary firm is a fraud one and which one is not. About Morgan Financial Recovery: Morgan Financial Recovery is a firm dedicated to solving financial frauds across the world. They deal with all kinds of fraud cases that relate to finance and with their amazing team of world-class attorneys and private investigators work hard to end all rampant financial frauds across the country. Contact: Call Us Now : 1 318 800 8703 adrian@morganfinancialrecovery.com (Added: Sat Apr 25 2020 Hits: 51 Rating: 0.00 Votes: 0) Rate It

• Free Management Advisory services for Startups and SMEs to fight against COVID-19 - Government of India has imposed the nationwide lockdown since 24th of March 2020, due to which all economic activities except for essential one have been stopped until further notice. Owning to this, startups and SMEs are in a situation with inventory in hand and high fixed cost (Employees’ Salaries, Rentals, payment to suppliers, Fixed Overheads etc.) but with zero cash inflows. Govt of India and other agencies have launched several relief schemes and provided several relaxations to these startups and SMEs. These schemes and relaxations are not on autopilot mode i.e. that businesses have to apply to the agencies to get benefit from the schemes. vPlus. being expert in the management advisory offers free services to let the startups and SMEs avail the maximum benefits from these schemes. Abhay Jaiswal, Consultant at vPlus. said that “Indian Businesses are witnessing a very tough situation, if the benefit of relief packages does not receive by them then survival of Indian SMEs will not possible.” “Although the Indian Govt has launched several relief packages, but those are not autopilot mode business have to apply to get benefits. At vPlus. help the startups and SMEs to do so.” He added. To get these services, the business has to schedule a virtual appointment with a team of vPlus. through their website. Team vPlus. will assist the business through remote support. vPlus. is a New Delhi based Management Advisory firm being founded by a group of professionals to make a #VALUEADDITION in the Indian Business Culture. They offer a wide range of services in the domain of Management Consultancy, Digital Marketing, Web Development, Regulatory Compliances, IPR Management and Brand Developments. (Added: Sat Apr 25 2020 Hits: 43 Rating: 0.00 Votes: 0) Rate It

• Tbay ’s Transaction Carnivals for Global Steam Gift Cards IS Coming! - Duration: April 20th - May 20th,2020 (The First Session) About Tbay: Tbay is a global professional platform for gift card transactions, where card corporations are strictly certified and managed. The mission of Tbay is to make it fairer for gift card transactions. Tbay's Verified Card Purchase Corporations 1. Hold Tbay’s official strict certification 2. All the end card purchase corporations 3. Monthly demands for USD $20 million gift cards 4. Respectively has its size of over 50 employees 5. Engaged in the gift card industry for over 5 years 6. Have the highest-ranking of comprehensive integrity and the best service quality 7. Have deposited 10,000 USDT (≈3,900,000NGN) The Introduction of Carnivals The Transaction Carnivals for Global Steam Gift Cards is jointly launched by the top ten end card purchase corporations, who are sincerely invited by Tbay to promote fair peer-to-peer transactions for Steam card sellers and end card purchase corporations. Tbay is to help card sellers to maximize their benefits and meanwhile provides a platform where purchase corporations can rapidly acquire a large number of Steam gift cards. Tbay guarantees the carnivals all the way with 24-hour online support and creates a fair, convenient, fast, safe and stable Steam Gift Cards Carnivals for both transaction parties. Carnival Features: The Highest Rate- The card purchase corporations promise a premium of 1,000 to 2000 naira per 100USD steam gift card compared to the market price The Fastest Transaction- The card purchase corporations exchange online 24 hours a day, regardless of denomination and region. Each order is instantly processed and quickly completed Quick Payment- Instant settlement for each order; immediate exchange for Naira, Bitcoin, RMB, etc Faithful Purchasers- Be strictly certificated by Tbay official, have paid 10000USDT deposit, be the faithful card purchase corporations with enterprise qualification Guaranteed by the Platform- Tbay fully guarantees; the official supports 24 hours online, fair and just arbitration is provided Carnivals Bonus 1. All sellers can get a 50% reward of escrow fee from every order on Tbay. 2. Invite friends to sell cards to get 30% reward of escrow fee from each friends’ order on Tbay. 3. Share the event reward of 7,000,000 NGN. 4. Be directly rewarded with 500 NGN with the cumulative transaction volume of up to 100USDT, and one time limits for one seller. Note: All the above benefits, which can be free acquired at the same time are only available to card sellers and the 1% escrow fee for each order is provided by cards purchase corporations. 1USDT≈390 NGN USDT is a 1: 1 stable digital cryptocurrency anchored (equivalent) to the US dollar. Carnivals Regulations 1. The card purchase corporations strictly should fulfill the commitments of the agreement and guarantees the service quality for 24 hours a day. 2. Card sellers must ensure that the Steam gift cards are genuine, valid, sold-regularly and legally, and cannot be sold for more than once. Tbay reserves the right of final interpretation. Join us! Website:https://h5.theiabay.com Email: help@theiabay.com WhatsApp：+234 909 324 6914 WeChat: T_bay01 Facebook：Tbay (Added: Thu Apr 23 2020 Hits: 185 Rating: 0.00 Votes: 0) Rate It

• loanexpert.vn - https://loanexpert.vn/ Интересное онлайн-кредитование и карточное кредитование Сэкономьте свое время, воспользовавшись услугой выбора выгодных кредитов с минимальными процентными ставками. Регистрация занимает не более 15 минут - самое быстрое предложение на рынке! (Added: Tue Apr 21 2020 Hits: 52 Rating: 0.00 Votes: 0) Rate It

• Future.Travel implements Lightning Network transactions for payment on flights & hotels. - Future.Travel, the Asian based global Online Ticketing Agency (OTA), has implemented the acceptance of payments via Canadian company Neutronpay using their multi-currency merchant platform for accepting Bitcoin (BTC) payments via the Lightning Network. Funds are converted at time of sale into the local Vietnamese currency. The Lightning Network is a Layer 2 solution for transfer of data using block chain technology to enable faster transactions than the standard protocols currently in use for normal Bitcoin transactions. The faster speed takes the transaction processing time down to 3 to 4 seconds in most cases as compared to 3 to 4 minutes or hours depending on network mining load for a normal Bitcoin blockchain transaction. David Watson, General Director at Future.Travel says: “Being able to offer consumers real-time secure financial transactions is the main issue in developing a reliable, trusted, and growing online business. The Lightning Network is the next step to reducing overheads of both cost and time.” Future.Travel has been accepting Bitcoin for more than six years as a form of payment and recently added Litecoin - LTC, Bitcoin Cash - BCH, and Etherium - ETH payments to their online payment methods. Watson went on to say “Neutronpay approached us late last year about a way to reduce cost to the consumer and to us as a merchant via accepting faster payments online. Our initial investigation saw the potential and now six months later we are pleased to be able to roll it out to the consumer. Our Lightning Network payment methods are treated the same as cash so consumers have no additional in-bedding of credit card fees into our pricing structures. One more added benefit is it eliminates online fraud and associated credit card charge-backs. It is a win-win situation where the consumer is not paying credit card fees and we as a merchant have reduced our costs of fraud and transaction processing to something that we can actually absorb and do not have to pass to the customer. ” (Added: Sat Apr 18 2020 Hits: 186 Rating: 0.00 Votes: 0) Rate It

• Future.Travel implements Lightning Network transactions for payment on flights & hotels. - Future.Travel, the Asian based global Online Ticketing Agency (OTA), has implemented the acceptance of payments via Canadian company Neutronpay using their multi-currency merchant platform for accepting Bitcoin (BTC) payments via the Lightning Network. Funds are converted at time of sale into the local Vietnamese currency. The Lightning Network is a Layer 2 solution for transfer of data using block chain technology to enable faster transactions than the standard protocols currently in use for normal Bitcoin transactions. The faster speed takes the transaction processing time down to 3 to 4 seconds in most cases as compared to 3 to 4 minutes or hours depending on network mining load for a normal Bitcoin blockchain transaction. David Watson, General Director at Future.Travel says: “Being able to offer consumers real-time secure financial transactions is the main issue in developing a reliable, trusted, and growing online business. The Lightning Network is the next step to reducing overheads of both cost and time.” Future.Travel has been accepting Bitcoin for more than six years as a form of payment and recently added Litecoin - LTC, Bitcoin Cash - BCH, and Etherium - ETH payments to their online payment methods. Watson went on to say “Neutronpay approached us late last year about a way to reduce cost to the consumer and to us as a merchant via accepting faster payments online. Our initial investigation saw the potential and now six months later we are pleased to be able to roll it out to the consumer. Our Lightning Network payment methods are treated the same as cash so consumers have no additional in-bedding of credit card fees into our pricing structures. One more added benefit is it eliminates online fraud and associated credit card charge-backs. It is a win-win situation where the consumer is not paying credit card fees and we as a merchant have reduced our costs of fraud and transaction processing to something that we can actually absorb and do not have to pass to the customer. ” (Added: Sat Apr 18 2020 Hits: 178 Rating: 0.00 Votes: 0) Rate It

• Future.Travel implements Lightning Network transactions for payment on flights & hotels. - Future.Travel, the Asian based global Online Ticketing Agency (OTA), has implemented the acceptance of payments via Canadian company Neutronpay using their multi-currency merchant platform for accepting Bitcoin (BTC) payments via the Lightning Network. Funds are converted at time of sale into the local Vietnamese currency. The Lightning Network is a Layer 2 solution for transfer of data using block chain technology to enable faster transactions than the standard protocols currently in use for normal Bitcoin transactions. The faster speed takes the transaction processing time down to 3 to 4 seconds in most cases as compared to 3 to 4 minutes or hours depending on network mining load for a normal Bitcoin blockchain transaction. David Watson, General Director at Future.Travel says: “Being able to offer consumers real-time secure financial transactions is the main issue in developing a reliable, trusted, and growing online business. The Lightning Network is the next step to reducing overheads of both cost and time.” Future.Travel has been accepting Bitcoin for more than six years as a form of payment and recently added Litecoin - LTC, Bitcoin Cash - BCH, and Etherium - ETH payments to their online payment methods. Watson went on to say “Neutronpay approached us late last year about a way to reduce cost to the consumer and to us as a merchant via accepting faster payments online. Our initial investigation saw the potential and now six months later we are pleased to be able to roll it out to the consumer. Our Lightning Network payment methods are treated the same as cash so consumers have no additional in-bedding of credit card fees into our pricing structures. One more added benefit is it eliminates online fraud and associated credit card charge-backs. It is a win-win situation where the consumer is not paying credit card fees and we as a merchant have reduced our costs of fraud and transaction processing to something that we can actually absorb and do not have to pass to the customer. ” (Added: Sat Apr 18 2020 Hits: 178 Rating: 0.00 Votes: 0) Rate It

• CryptoAM Awards coinpass global Best Cryptocurrency Exchange of 2020 - The CryptoAM Awards is an annual event bringing together the UK and Europes best and brightest blockchain, crypto, fintech, innovators and community contributors together for an amazing evening of speaking, networking and awards. The companies that were nominated and finalised, we’re split into the following categories: Best Payment Service Provider Best Digital Asset Custodian Best Incubator / VC Best Crypto Exchange Platform Best Deployment in Fintech Outstanding Industry Contribution Best Social Impact & Sustainability Best Community Enhancement Best Enterprise Blockchain undefined From the Best Crypto Exchange Platform category, coinpass global was selected and awarded the winner against some great competition. coinpass global — Voted Best Cryptocurrency Exchange Platform 2020 Our co-finalist were: Archax — Soon to be launched Regulated Security Token Exchange Coinfloor — Institutional Bitcoin Trading Platform The team at coinpass global would love to thank all our team for their consistent hard work in building and scaling our product to be the fastest, most reliable and best service cryptocurrency platform in the UK and beyond. We’d also like to thank all our partnerships and counterparties for being apart of our ever-growing eco-system as well as our amazing clients for choosing the “Best Crypto Exchange Platform of 2020” as selected by CityAM and CryptoAM. From the coinpass global team, Thank you. Coinpass Team Twitter: https://twitter.com/coinpassglobal Blog: https://blog.coinpass.com Medium: https://medium.com/@coinpass Facebook: https://www.facebook.com/coinpassglobal Linkedin: https://www.linkedin.com/company/coinpass Youtube: https://www.youtube.com/c/coinpassglobal Telegram: https://t.me/coinpassglobal Web: www.coinpass.com (Added: Fri Apr 17 2020 Hits: 174 Rating: 0.00 Votes: 0) Rate It

• CryptoAM Awards coinpass global Best Cryptocurrency Exchange of 2020 - The CryptoAM Awards is an annual event bringing together the UK and Europes best and brightest blockchain, crypto, fintech, innovators and community contributors together for an amazing evening of speaking, networking and awards. The companies that were nominated and finalised, we’re split into the following categories: Best Payment Service Provider Best Digital Asset Custodian Best Incubator / VC Best Crypto Exchange Platform Best Deployment in Fintech Outstanding Industry Contribution Best Social Impact & Sustainability Best Community Enhancement Best Enterprise Blockchain undefined From the Best Crypto Exchange Platform category, coinpass global was selected and awarded the winner against some great competition. coinpass global — Voted Best Cryptocurrency Exchange Platform 2020 Our co-finalist were: Archax — Soon to be launched Regulated Security Token Exchange Coinfloor — Institutional Bitcoin Trading Platform The team at coinpass global would love to thank all our team for their consistent hard work in building and scaling our product to be the fastest, most reliable and best service cryptocurrency platform in the UK and beyond. We’d also like to thank all our partnerships and counterparties for being apart of our ever-growing eco-system as well as our amazing clients for choosing the “Best Crypto Exchange Platform of 2020” as selected by CityAM and CryptoAM. From the coinpass global team, Thank you. Coinpass Team Twitter: https://twitter.com/coinpassglobal Blog: https://blog.coinpass.com Medium: https://medium.com/@coinpass Facebook: https://www.facebook.com/coinpassglobal Linkedin: https://www.linkedin.com/company/coinpass Youtube: https://www.youtube.com/c/coinpassglobal Telegram: https://t.me/coinpassglobal Web: www.coinpass.com (Added: Fri Apr 17 2020 Hits: 174 Rating: 0.00 Votes: 0) Rate It

• Fondex releases Active Trader Spreads chart - In a continuous effort to be transparent with their clients and stick to one of their key values, Fondex has recently released a new section on their website, showcasing real-time active trader spreads. In a dedicated Execution Transparency page on the Fondex website, traders will be able to find an easy-to-understand graphical representation of the broker’s historical spreads, based on the most popular markets traded on Fondex cTrader. By simply selecting their preferred instrument from the Popular Markets drop-down list, along with the time period from the chart’s period bar, users will be able to view a chart fit to their parameters. The spikes on the graph represent the spread values for a selected instrument, on a 15-minute weighted average time frame. A shorter or longer time frame can also be adjusted, by moving the bars on the time period axis. “This recent introduction to our website has come to prove that Fondex stands by their core values, one of them being transparency. We always aim to be crystal clear towards our existing and potential clients, never hiding any parts of our business. This chart will help traders see for themselves that Fondex is indeed offering them with some of the lowest spreads in the market, making it a very competitive player in the online CFD trading field.”, commented Mr. Alex Sologubov, COO of Fondex. About Fondex: Fondex is a trade name of TopFX Ltd, which is registered as a Cyprus Investment Firm (CIF) and licensed by the Cyprus Securities and Exchange Commission (CySEC) under licence number 138/11. With more than 1000 instruments across 7 asset classes, Fondex allows investors to create a well-diversified trading portfolio. Fondex cTrader offers the opportunity to trade in four different ways - manually, copying other traders’ strategies, using cBots and following signals from Trading Central and Autochartist - making it the ideal platform for both experienced traders and beginners. Spreads start from 0.0 pips and Fondex charges the lowest cTrader commissions globally on Forex, Energies and Precious Metals. Additionally, Fondex secures its clients’ funds by keeping them in Tier-1 segregated accounts, while also offering them Negative Balance Protection. For more information, please visit https://fondex.com/. Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money (Added: Tue Apr 14 2020 Hits: 33 Rating: 0.00 Votes: 0) Rate It

• Fondex releases Active Trader Spreads chart - In a continuous effort to be transparent with their clients and stick to one of their key values, Fondex has recently released a new section on their website, showcasing real-time active trader spreads. In a dedicated Execution Transparency page on the Fondex website, traders will be able to find an easy-to-understand graphical representation of the broker’s historical spreads, based on the most popular markets traded on Fondex cTrader. By simply selecting their preferred instrument from the Popular Markets drop-down list, along with the time period from the chart’s period bar, users will be able to view a chart fit to their parameters. The spikes on the graph represent the spread values for a selected instrument, on a 15-minute weighted average time frame. A shorter or longer time frame can also be adjusted, by moving the bars on the time period axis. “This recent introduction to our website has come to prove that Fondex stands by their core values, one of them being transparency. We always aim to be crystal clear towards our existing and potential clients, never hiding any parts of our business. This chart will help traders see for themselves that Fondex is indeed offering them with some of the lowest spreads in the market, making it a very competitive player in the online CFD trading field.”, commented Mr. Alex Sologubov, COO of Fondex. About Fondex: Fondex is a trade name of TopFX Ltd, which is registered as a Cyprus Investment Firm (CIF) and licensed by the Cyprus Securities and Exchange Commission (CySEC) under licence number 138/11. With more than 1000 instruments across 7 asset classes, Fondex allows investors to create a well-diversified trading portfolio. Fondex cTrader offers the opportunity to trade in four different ways - manually, copying other traders’ strategies, using cBots and following signals from Trading Central and Autochartist - making it the ideal platform for both experienced traders and beginners. Spreads start from 0.0 pips and Fondex charges the lowest cTrader commissions globally on Forex, Energies and Precious Metals. Additionally, Fondex secures its clients’ funds by keeping them in Tier-1 segregated accounts, while also offering them Negative Balance Protection. For more information, please visit https://fondex.com/. Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money (Added: Tue Apr 14 2020 Hits: 39 Rating: 0.00 Votes: 0) Rate It

• James Gillingham – The new Singapore Innovator - James Gillingham with unrivaled knowledge and aptitude is a Singapore-based all-round expert in the investment field. He has worked for leading global financial institutions, including International Asset Management, a Mayfair based fund of funds, and Close Brothers, a City of London based Investment Bank. Known by his colleagues for his passion, drive and determination, James Gillingham is an international innovator and businessman whose work has taken him across continents. James Gillingham at 1 Exchange based in Singapore, FX Market and asset management expert, reveals insights on succeeding in the highly competitive foreign exchange market. He discusses career highlights and offers mentoring for newcomers. James Gillingham, a pioneer in the FX and CFD markets, has recently conducted a training workshop to provide insights on how to succeed amidst the cut-throat and fierce competition existing within the foreign exchange market of the UK. In the workshop, attended by a combination of industry experts and aspirants, James Gillingham revealed proven strategies and valuable tips from his accomplished career as an FX Market and international asset management consultant. As part of his personal CSR initiative in Singapore, Gillingham mentors newcomers that aspire to make it big in the financial sector. With a decade-long career in business development and consultative sales, Gillingham was able to manage a dynamic track record of meeting multi-million dollar sales targets in markets, such as Europe, Asia and the Middle East. He now wants to use his bank of knowledge and insights to benefit desirous apprentices and trainees in his attempt to give back to society. https://twitter.com/jamesgillinghm?lang=en https://jamesiangillingham.blogspot.com/2020/03/james-ian-gillingham-best-foreign.html (Added: Mon Apr 13 2020 Hits: 33 Rating: 0.00 Votes: 0) Rate It

• Time for Next ‘Killer Punch’ from EU Regulators on Interchange? - Five years ago, EU regulators devised the controversial Interchange Fee Regulations (IFR), capping Mastercard and Visa consumer-card interchange fees. The EU Regulators cited their experience in regulating anti-competitive practices: to fuel innovation and change. The EU now needs to assess what has been achieved against its 2015 aspiration. The regulatory review process is underway, but what has it concluded to date including next steps? How will the EU regulators act with interchange in a post IRF / PSD2 Europe? Here comes IRF2? What did the IFR review achieve? Initially, the IFR quelled concerns of EU and national Regulators and those of key merchant lobbying groups across Europe. It challenged the interchange rate levels, the methods of calculation, and it simplified the complex card scheme qualification criteria in place at that time. Mastercard and Visa brought legal challenges but struggled to present robust defences. Some believe they missed the opportunity to explain more eloquently that even cash has a cost. But in the end, some common-sense prevailed, leading to interchange fee rate reductions. Consumer debit (and prepaid) rates decreased to 0.20%, even in markets where typically this had been a fixed fee. Consumer credit rates lowered to 0.30%. But there were challenges: Mastercard and Visa presented different timelines for fee reduction. Acquirer systems were not ready, which led to manual workarounds. Merchants were concerned by the changes (fixed fee to ad valorem and in how caps and different cards were treated. Merchants were not prepared for ‘interchange plus plus’ pricing and did not like manual workarounds. Issuers across the EU were not prepared for the revenue reductions. Commercial cards and other consumer card brands were excluded. These challenges were compounded by other high-profile legal actions against the schemes by the EU and national regulatory bodies too, as well as from merchant groups. An additional change for merchants in October 2019 seemed positive when Mastercard and Visa reduced interregional rates for consumer POS transactions to 0.2% and 0.3%, and additionally inter-regional CNP transactions accepted in Europe down to 1.15% for consumer debit/prepaid and to 1.50% for consumer credit. Again, commercial cards were excluded. Has it worked? As with Schrödinger’s work, the IFR review has ‘worked’ and also ‘not worked’ depending upon your perspective. It has undoubtably introduced unintended consequences and controversy. Yes, it worked…. IFR debates have led to global changes in the approach to interchange fees; and led to greater scrutiny of acquirer and scheme fees. It contributed to the PSD2/Open Banking initiative and evolved greater trust and transparency and new payments thinking. More recently, it led to the UK Payment Systems Regulator (PSR) undertaking a market review of card acceptance costs (reporting H1 2020) along with other EU National Competent Authority reviews. But in reality…… no, it really has not worked…. The IFR review has led to years of delays and destructive legal cases between the EU regulators, major merchants and the international payment networks. The result appears to be a reduction in interchange fees but has been largely ‘cancelled-out’ by increased scheme fees and ergo acquirer fees. As these were outside the IFR scope, these many ‘new fees’ have been passed onto the merchant. Merchants blame acquirers, as their card processing costs increased, as have the revenues and profits of some acquirers and the card schemes. Card issuers lost revenues as the result of lower interchange rates, replacing these in many cases with card fees, account fees and transaction fees, higher borrowing rates and reduced ‘free borrowing / repayment periods’; along with removing or weakening many cash-back / reward programmes. Next steps We now need to complete and assess the findings of another regulatory review: Strategic considerations? What price changes have consumers seen from any Merchant cost changes? Has competition, choice and innovation in European payments been realised, as originally sought by EU regulators? Has the reduction in interchange rates, as part of the overall merchant commission, been simply replaced by other fees, that were and remain out of scope of the original IRF? Have regulatory bodies learnt any more about the true costs of cash and other non-card payment methods? Have the IRF reductions undermined the European Regulator promotion of PSD2 initiatives and alternative payment methods? Is there viable competition to cards now, e.g. account to account payments / credit transfers and PISPs? Is there greater transparency on merchant fees? Has individual country National Competent Authority (NCA) enforcement/ guidance been seen and sufficient? What have we learnt from loopholes, vagueness and omissions in EU IRF regulatory language? Impact on card usage? Has IFR led directly to increased consumer card spending? What has the effect been upon displacing cash at merchants? Has the prohibition of surcharging on cards been simply replaced by discounts for cash, merchant steering of consumer payments and/or minimum purchase amounts? Where surcharging on cards outside of scope is permitted, how has this been performed and what was the effect? Has interchange fee reduction derived benefits such as increasing contactless payments across Europe? Regulator next steps? The EU regulator should now see a clear way to make further sweeping changes. A cap should be considered for the total fees (including interchange) paid per transaction, especially poignant for higher-value card transactions? The regulator should rule also on commercial card rates Further regulation, including broader review of acquirer pricing and scheme fees to issuing and acquiring clients should now be proposed? We should not be satisfied with the EU regulator actions of five years ago either. The European Commission was tasked in 2015 to assess the IFR effectiveness by 2019, They struggled to find and appoint research consultants, only appointing Ernst & Young (EY) in late 2018. The long-awaited review and publication of results has been delayed until 2020. Back in 2015, when EU regulators pulled this programme together, they and we did not know what we know, see and experience now. We still have uncertainty, lack of clarity on what benefits have been achieved, the unintended consequences of these changes and continued marketplace evolution. The EU regulators really must act. They have no choice. What we can be assured of though, is that we WILL be surprised, changes will be significant, complex and ever more impactful, and as ever stakeholders will fight and then find ways around restrictions. The payments marketplace will both continue and evolve. So, let’s have some fun with the journey! Riskskill.com is a leading Europe-based payments and risk management consultancy, with an impressive international track record of helping payments businesses to find and mitigate payments challenges and risks, competing in a fierce world and dealing with regulatory and scheme changes. Riskskill.com works with clients to put in place strategies and programmes of work to make payments businesses or functions more profitable, less susceptible to losses, risks and regulatory issues and compliance problems. Its people are widely accepted as some of Europe’s leading payments and risk experts and they are frequent commentators on the issues involved. The key team have a wide experience in banking, insurance and the financial services and payments sectors and are thought leaders at the forefront of many industry wide and international debates. Riskskill.com is an approved Visa Inc. GARS Reviewer. For further information, please contact: Bill Trueman or Kevin Smith at Riskskill.com enquiries@riskskill.com Bill Trueman and Kevin Smith Principal Consultants, Riskskill www.riskskill.com (Added: Wed Apr 08 2020 Hits: 54 Rating: 0.00 Votes: 0) Rate It

• Manchester firm TCB Life launches new insurance comparison website - MANCHESTER - TCB Life, a branch of TheCityBroker.com, today announced the launch of lifetcb.com, an insurance comparison website. The TCB Life website is a responsive one-stop online service dedicated to delivering the right insurance policy to individuals through partnership with some of the UK’s leading insurers. “We’re delighted to be able to launch our new website and insurance quoting tool today. The development team have really listened to our customer feedback and designed a platform that will give consumers access to immediate quotes and personal telephony advice,” says Wayne S. Davies, Founder/Managing Director at TCB Life and TheCityBroker.com. “Our aim is to become the market-leading insurance intermediary and a one-stop-shop for all things insurance and finance.” The main features of the online project - a collaboration between local web designer Luke Spoor and marketing manager Dan Strayer - include: - Partnerships with leading insurers including MetLife, Vitality, Royal London and more. - Interactive forms and FAQ responses that help customers identify the right policy for them. - Explanatory insurance sector videos featuring Love Island contestant and Instagram influencer Rosie Williams. Williams doubles as a TCB Life brand ambassador. - Opportunities to speak directly with accredited Financial Conduct Authority (FCA) professionals dedicated to providing customers with the right policy that can be updated as their circumstances change. - Seamless user experience thanks to a web design tailored for desktop and mobile device users. The TCB Life website is currently in operation. You can also get in touch with TCB Life on their social handles on LinkedIn, Facebook, Instagram and Twitter. About TCB Life: TCB Life is a Manchester-based life insurance comparison brand. Working with the UK’s leading insurers, TCB Life offers cover on policies such as income protection, life, critical illness, Over 50s, trust and inheritance and many more. TCB Life is directly authorised by the Financial Conduct Authority (FCA) and is consequently dedicated to living up to their guidelines on best practice compliance and client data protection. (Added: Thu Apr 02 2020 Hits: 37 Rating: 0.00 Votes: 0) Rate It

• CashOne begins Direct Lending in the State of Texas! - HOUSTON, Texas – CashOne, a trusted payday loan referral source online with more than 10 years of experience in payday lending is now a licensed direct lender in the State of Texas. With more than 120 lenders in their network offering fast loans and flexible repayment options, CashOne has helped more than 500,000 people across America get payday loans with quick approval. They are a trusted name in payday lending and are known for their secure loan process. “This new venture of direct lending will allow us to better serve the needs of our clients and customers.” said Robin Williams, an Executive at CashOne. “Our new venture into direct payday lending will allow us to better serve the emergency cash needs of the people with an entirely secure online process. I am thankful for all clients we have been able to serve to date and will continue to work closely with those who have immediate financial needs.” CashOne offers instant approval for all types of payday loans of various amounts to help people overcome their financial emergencies. They abide by the state laws and only loan to or connect you to qualified and legitimate lenders who help you get payday loans much faster than bank loans. About CashOne CashOne is a reputable loan services company that helps consumers handle their short-term financial emergencies. Their payday loans come with no hard credit check and you are not required to wait in long lines or drive around looking for a storefront lender. They have a fast, convenient, and secure online loan application that eliminates the unnecessary hassle or time required to procure payday loans. For details or clarifications, please visit CashOne or call (844) 514-1126. (Added: Tue Mar 31 2020 Hits: 38 Rating: 0.00 Votes: 0) Rate It

• Inthisto Financial Solutions - Inthisto is an expert in financial accounting, bookkeeping, business registrations, compliances, auditing & tax solutions and company secretarial services for individuals, businesses and enterprises. We have Multi-skilled teams of Chartered Accountants, Company Secretaries, Lawyers, process specialists, industry professionals & team of tax, accounting experts eager to fuel to the vision of our clients. Companies need commerce adroits to reduce risks associated with financial management and increase the company’s operational efficiency. In the process, organisations today anchor on procuring high-quality services than brooding about wallet-friendly solutions. Our Expertise: At Inthisto, we provide subject matter expertise in finance and accounting related services to companies in India. With a dedicated group of professionals working round the clock to provide you high-quality solutions in tax compliance, accounting, consolidation, payroll management and other end-to-end financial services. A strong organisation requires deep-rooted monetary planning. Money-wise decisions outlines the vitality of the company and comes as a responsibility of the business owners & entrepreneurs. Commercial farsightedness avoids present and eminent financial hazards. Providing tax compliance, payroll processing, corporate accounting & consolidation solutions, we help you in setting up processes for accounting policies & we also guide you through the technical adoption of new accounting standards. (Added: Tue Mar 31 2020 Hits: 35 Rating: 0.00 Votes: 0) Rate It

• L&T Mutual Fund launches L&T Nifty 50 Index Fund & L&T Nifty Next 50 Index Fund - • NFO scheduled to open on March 24,2020 and close on March 31,2020 • Open-ended equity schemes suitable for both first time as well as seasoned investors • Offers diversification of portfolio by investing in market leaders of different sectors Mumbai, March 23,2020: L&T Investment Management, the mutual fund arm of L&T Financial Services, today announced the launch of L&T Nifty 50 Index Fund and L&T Nifty Next 50 Index Fund. The New Fund Offer (NFO) is scheduled to open on March 24 and close on March 31,2020. These open-ended index funds seek to replicate the performance of the Nifty 50 Index and Nifty Next 50 Index and operate predominantly in the large cap space as defined by SEBI. Such funds offer diversification by investing in market leaders of different sectors. The funds will be managed by Mr. Praveen Ayathan. The L&T Nifty 50 Index Fund will track the Nifty 50 which is the flagship index on the National Stock Exchange of India Ltd. (NSE). The index tracks the behavior of a portfolio of blue-chip companies, the largest and most liquid Indian securities. It includes 50 of the approximately 1,600 companies traded on the exchange and captures approximately 65% of its float-adjusted market capitalization. The fund covers major sectors of the Indian economy and offers investors the exposure to the Indian market in one efficient portfolio. The L&T Nifty Next 50 Index Fund will track the stocks that are the next 50 by market capitalization after the top 50 largest companies which are in the Nifty 50. Predominantly composed of large cap stocks, this category is believed to be the steppingstone to become a part of Nifty 50 index. It has historically been a transition category for a large number of companies that are leaders in their respective industries, today. Mr. Kailash Kulkarni, Chief Executive, L&T Investment Management Ltd. said, “Markets today provide an opportune platform for investors to invest in a well- diversified portfolio of fundamentally strong, highly liquid and well-known companies. We see Index funds as part of a prudent investment design and suitable for both first-time as well as seasoned investors. Investors can wisely use these opportunities in combination with actively managed funds, to build a solid long- term portfolio.” The funds are designed for investors who are looking for equity exposure through passive investing strategy and with a long-term investment horizon, to grow wealth. About Investment Management Ltd: L&T Mutual Fund is one of the prominent Asset Management Companies (AMC) in India. L&T Investment Management is a part of L&T Finance Holdings Limited and was incorporated on April 25, 1996. With over Rs 71,000-crore AAUM (Average Assets Under Management) as of December 31, 2019, and close to 30 lakh folios, our aim is to become the best value provider of investment solutions across asset classes. Our commitment to catering to different customers and a strong focus on creating value have resulted in a basket of 27 funds, which comprises of 10 open ended equity schemes, 12 open ended debt/fixed income schemes and 5 hybrid schemes. We believe the key to building wealth is a solid foundation, and therefore, when you invest with L&T Mutual Fund, you invest in happiness for the long term. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. (Added: Thu Mar 26 2020 Hits: 38 Rating: 0.00 Votes: 0) Rate It

• Fondex continues business as usual and announces swap-free trading conditions on indices - In light of the current outbreak of the coronavirus disease 2019 (COVID-19), and given the markets’ high volatility over this challenging period, Fondex reassures its clients that they can continue to trade under the same conditions experienced so far, without any limitations or amendments. Moreover, with major global equity indices having dropped by over 30% in the last 3 weeks, and given that a considerable number of investors may turn to long-term investment opportunities, the broker has decided to offer swap-free accounts to all its clients with long-term strategies on indices. This measure will cut overnight fees on indices, and improve long term strategy results, while also allowing trading with some of the most competitive spreads and commissions in the industry. At Fondex, all clients can now claim swap-free accounts and enjoy the following benefits: Unlimited time for running open positions with no overnight fees in equity indices Long and short positions allowed Some of the best spreads and lowest commission charges in the industry Fondex would also like to inform all its clients and partners that the company follows all the recommendations set by the Government, ESMA and its regulator, CySEC. Therefore, putting its business continuity plans in action, the broker ensures normal operations across all departments, maintaining the same standard of services provided. Specifically, in an effort to protect all different parties involved in its operations, the majority of the broker’s teams continue to work remotely and offer all its clients 24/5 support, while the offices are staffed with the minimum required number of employees, eliminating the chances for any potential disruptions. Finally, Fondex’s contingency plans ensure that all clients’ accounts and funds are secure, continuing to abide by CySEC and ESMA's strict regulatory framework, while also following their strong principles of transparency and security. About Fondex: Fondex is a trade name of TopFX Ltd, which is registered as a Cyprus Investment Firm (CIF) and licensed by the Cyprus Securities and Exchange Commission (CySEC) under licence number 138/11. With more than 1000 instruments across 7 asset classes, Fondex allows investors to create a well-diversified trading portfolio. Fondex cTrader offers the opportunity to trade in four different ways - manually, copying other traders’ strategies, using cBots and following signals from Trading Central and Autochartist - making it the ideal platform for both experienced traders and beginners. Spreads start from 0.0 pips and Fondex charges the lowest cTrader commissions globally on Forex, Energies and Precious Metals. Additionally, Fondex secures its clients’ funds by keeping them in Tier-1 segregated accounts, while also offering them Negative Balance Protection. (Added: Thu Mar 26 2020 Hits: 37 Rating: 0.00 Votes: 0) Rate It

• Contemi Appoints Daniel Thafvelin to Lead Its Nordic Growth - 24th March 2020: Contemi Solutions, the global technology provider to the wealth management, insurance, banking and financial services industry, today announced a new strategic appointment to strengthen its position in the Nordic region. Daniel Thafvelin steps into the newly created role of Commercial Director with the responsibility for developing new client relationships alongside focusing on new digital solution initiatives targeting the Nordic financial market. Daniel holds a master’s degree from the University of Manchester in Political economy with a specialisation in Finance, Business and Employment. Today he is a strong technology services professional with over 10 years’ experience in the software and services industry, having held commercial and customer facing roles in companies like Software Innovation, Storebrand, Tieto and Cxense. Rick Browne, CEO, Contemi said, “As Contemi Solutions continues to add customers of all sizes, across the insurance, wealth management industries and in more geographies, we are constantly evolving the way we manage and support them. It is therefore incumbent for us to not only build great technology, but also guide our customers through their digital transformation journey as they look to automate and improve their operations and service to their clients. Daniel’s experience, philosophy and proven approach to customer success is exactly what our clients need.” Kean Williams, European Head at Contemi said “We are delighted to welcome Daniel to Contemi, an important hire as part of our strategic growth plans. Norway and Nordics have been home for Contemi and we have a long-term commitment to the region. We are investing heavily, both in terms of product capability and employees. The combination of great technology, customers that are partners, a focus on driving value and the internal core value of ‘Obsession with the success of our clients’ are exactly the ingredients needed to build lasting customer relationships. Daniel impressed in the interview process with his energy, strategic thinking and challenging approach and we believe he is the perfect candidate to drive our business in the region.” Daniel said, “I’m excited to join Contemi Solutions at such an interesting time of continued digital transformation, growth and development. It’s an exciting time of transition and innovation within our business as we continue to evolve our solution offerings with new talent, skills and partnerships. I see Contemi as a company that is ready to shoulder the challenges of modernisation and digitalisation in the financial sector, and I look forward to work with our experienced global team to make sure that we achieve these goals, and make Norway and the Nordics a central part of it.” About Contemi Solutions Contemi Solutions was founded in Norway and has been a technology provider for the insurance industry since 2001. As Contemi entered “adulthood” at the age of 18, a new era was started with the acquisition of Contemi by Triple P Capital, an expert investor in financial services focusing on high-growth businesses that reach emerging consumers. Triple P saw the potential of Contemi, acquired the full company, and introduced Wealth Intelligence and Nova into the Contemi family, two companies with a strong software offering for respectively Wealth Management and Post-trade. Hence, the new Contemi Solutions is a strong global software provider with a broad FinTech offering for insurance, investment, asset & wealth management, banking and capital markets.  The company currently supports customer in 11 countries through a team of 250 employees spread across seven offices, including 4 developments centres, strategically positioned to ensure local support across global time zones. (Added: Tue Mar 24 2020 Hits: 108 Rating: 0.00 Votes: 0) Rate It

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