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- Cent Capital Launches Generative AI Fintech Platform to Combat Financial Anxiety with Hyper-Personal
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Cent Capital Launches Generative AI Fintech Platform to Combat Financial Anxiety with Hyper-Personalized Co-Pilot
NEW YORK, NY ? September 25, 2025 ? Cent Capital Inc., an innovative AI Fintech startup, today announced the launch of its groundbreaking SaaS platform. The company's flagship product is a financial co-pilot designed to democratize financial wellness and alleviate the widespread crisis of financial anxiety by leveraging advanced Generative AI and Large Language Models (LLMs).
Founded by a team of experts with backgrounds spanning elite quantitative finance at The D. E. Shaw Group, global go-to-market strategy at Amazon (AWS), and hyper-scale engineering at Visa, Cent Capital is poised to disrupt the Wealthtech landscape.
"The current financial system leaves billions feeling overwhelmed and underserved," says Shivam Singh, Founder and CEO of Cent Capital. "We're building an intelligent, empathetic AI co-pilot that automates the tedious aspects of money management and provides truly personalized insights. Our mission is to empower everyone with a modern PFM (Personal Financial Management) tool that reduces stress instead of creating more work."
Cent Capital's API-first SaaS platform integrates as a white-label embedded finance solution directly into the applications of B2B partners, such as neobanks and credit unions. This B2B2C go-to-market strategy enables financial institutions to significantly increase customer retention, reduce churn, and boost lifetime value (LTV) by offering a cutting-edge financial wellness tool to their users.
The Cent Capital platform offers a suite of powerful features. Its Generative AI engine provides hyper-personalized insights and predictive analytics, moving beyond basic data aggregation. The system fully automates money management with features like AI-powered budgeting and expense tracking. This is all built on a proprietary Regtech-compliant "Education, Not Advice" framework, ensuring global scalability.
Cent Capital is currently raising a $1M Seed Round to accelerate product development, expand its engineering team, and secure its initial B2B partnerships.
About Cent Capital Inc.:
Cent Capital is a New York-based Wealthtech and AI fintech startup dedicated to solving financial anxiety through intelligent technology. Its Generative AI-powered platform offers an automated and personalized PFM tool, delivered as an embedded finance solution for B2B partners. Cent Capital is committed to making financial wellness accessible and achievable for everyone.
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