• Mr Mint (MNT) Token Private Sale Ends Soon. Join Now! - Mr Mint invites you all to participate in the most anticipating token sale of the year. MNT tokens are now on sale at a discount price of $0.054 per token for a limited period. Join today at mrmint.io. Heres everything you need to know about Mr Mint token sale. Mr Mint is the worlds first token with its value backed by the mining of bitcoin and other cryptocurrencies. So, the funds raised from the sale of MNT tokens will be used to purchase crypto mining hardware and infrastructure to enable a large-scale physical mining setup. The proposed infrastructure will be used for the mining of bitcoin and other top cryptocurrencies, and the rewards generated from mining will be reinvested to ensure liquidity and help grow the token value over time. Investors and holders of MNT tokens will benefit from growth in the token price as well as can win exciting rewards through staking. A bit about MNT token sale: Token Name: Mr Mint Token Ticker: MNT Chain: BSC Decimals: 8 Total Supply: 1,000,000,000 Private Sale Price: 1 MNT = $0.054 Pre-Sale Price: 1 MNT = $0.094 Public Sale Price: 1 MNT = $0.15 Accepted Currency: BNB 50% of the total supply, i.e. 500 million MNT will be available for purchase during the sale. The remaining tokens will be reserved for other purposes (see details on the website). The private sale is scheduled to end on 15.05.2022 and with that, the special token price of $0.054 will also end. The next token sale, which starts on 16th May will be selling MNT tokens at an increased price of $0.094 per token. The sooner you buy, the more profits you can make. Needless to say, now is the best time to purchase MNT tokens at the lowest price ever. The more you wait, the higher the token price will be. Unlike many cryptocurrencies with no physical value, the value of MNT tokens is backed by real mining of bitcoins and other cryptocurrencies. The team will invest in state-of-the-art mining hardware and build a large crypto mining setup, where hundreds of machines will work simultaneously to mine some of the most popular cryptocurrencies. To raise funds for the project, the team will be selling 50% of the total MNT tokens supply during the ongoing sale. All MNT buyers, holders and investors will automatically become members of the mining community and should start seeing growth in their MNT portfolios from the first day itself (once the physical mining operation starts). MNT is a crypto token built on the Binance Smart Chain and is inherently fast, efficient and incurs a very low fee per transaction. This will enable holders to freely use the token across a large number of platforms and for payments, trading and much more. Furthermore, you can also stake your MNT tokens into the smart contract to earn more rewards. There is also a referral system, through which existing users of Mr Mint can win free tokens by inviting others to join the platform and buy tokens. For more details about Mr Mint and the project, visit our website and read the project whitepaper. Visit https://mrmint.io now to buy. Check out our YouTube video (https://www.youtube.com/channel/UC--xdmFcnf_AKlZM6TRQSSQ/videos?sub_confirmation=1) for the step by step process to buy MNT token. (Added: Tue May 10 2022 Hits: 54 Rating: 0.00 Votes: 0) Rate It

• SUBSIDIARY COMPANY REGISTRATION IN INDIA- SOME IMPORTANT POINTS - SUBSIDIARY COMPANY REGISTRATION IN INDIA One of the most popular forms of foreign company registration in India is in the form of registering an Indian subsidiary of the foreign parent company. In this write-up, we would discuss about some important points relating to subsidiary company registration in India. 1) Subsidiary companies are those companies in which parent company hold more than 50% shares or exercise control over its board of directors or on decision making. 2) When parent company holds entire shares or 100% shares, the subsidiary company becomes wholly owned subsidiary. 3) Unlike Branch office and Liaison office, there is no restriction on business activities of the subsidiary company in India. Accordingly, subsidiary company can undertake all the business activities subject to RBI guidelines as well as Memorandum and Article of Association of Companies. 4) Unlike Branch offices which are taxable at higher rates of 40% plus surcharge plus education cess, subsidiary companies are taxable at tax rates of 15%/22%25% depending upon nature of business of the subsidiary company and preference of tax opted by the same. 5) In the subsidiary company, both the shareholders can be foreign entities. In such a case, they need to appoint an authorized representative for representing them in the annual general meetings. 6) In the Indian subsidiary company, at least one director must be an Indian Resident and Indian Citizen. Second director may be a foreign citizen. 7) Once a subsidiary company is registered, foreign and Indian shareholders need to bring share subscription money into the Indian subsidiary company’s bank account. Such share subscription money from the foreign shareholders are considered as Foreign Direct investment [ FDI] in India and Indian subsidiary company has to do some compliance with RBI relating to receipt of such FDI in India like creation of entity master on RBI website, Filing of form FCGPR on single master form etc. 8) In case any of the shareholders are resident or citizen of those countries which has land locked with India like China, Nepal, Pakistan, Hong Kong, Afghanistan, Bhutan, Myanmar, Sri Lanka etc., in such cases, for receiving any share subscription money or FDI, prior approval of Government of India ( Foreign Investment Facilitation Agency] need to be taken by filing proper application and attaching lot of documents both manually as well as after login into FIFP . We have highlighted some of the important points which need to be kept in mind at the time of subsidiary company registration in India. In case you need any further information or clarifications, you may contact EzyBiz India through www.ezybizindia.in or call at +919899217778 (Added: Sat May 07 2022 Hits: 185 Rating: 0.00 Votes: 0) Rate It

• Head and Shoulders reversal - Head and Shoulders reversal The pattern contains three successive peaks, with the middle peak (head) being the highest and the two outside peaks (shoulders) being low and roughly equal. The reaction lows of each peak can be connected to form support, or a neckline. As its name implies, the Head and Shoulders reversal pattern is made up of a left shoulder, a head, a right shoulder, and a neckline. Other parts playing a role in the pattern are volume, the breakout, price target and support turned resistance. We will look at each part individually, and then put them together with some examples. Prior Trend: It is important to establish the existence of a prior uptrend for this to be a reversal pattern. Without a prior uptrend to reverse, there cannot be a Head and Shoulders reversal pattern (or any reversal pattern for that matter). Left Shoulder: While in an uptrend, the left shoulder forms a peak that marks the high point of the current trend. After making this peak, a decline ensues to complete the formation of the shoulder (1). The low of the decline usually remains above the trend line, keeping the uptrend intact. forex signal Head: From the low of the left shoulder, an advance begins that exceeds the previous high and marks the top of the head. After peaking, the low of the subsequent decline marks the second point of the neckline (2). The low of the decline usually breaks the uptrend line, putting the uptrend in jeopardy. Right Shoulder: The advance from the low of the head forms the right shoulder. This peak is lower than the head (a lower high) and usually in line with the high of the left shoulder. While symmetry is preferred, sometimes the shoulders can be out of whack. The decline from the peak of the right shoulder should break the neckline. Neckline: The neckline forms by connecting low points 1 and 2. Low point 1 marks the end of the left shoulder and the beginning of the head. Low point 2 marks the end of the head and the beginning of the right shoulder. Depending on the relationship between the two low points, the neckline can slope up, slope down or be horizontal. The slope of the neckline will affect the pattern's degree of bearishness—a downward slope is more bearish than an upward slope. In some cases, multiple low points can be used to form the neckline. Volume: As the Head and Shoulders pattern unfolds, volume plays an important role in confirmation. Volume can be measured as an indicator (OBV, Chaikin Money Flow) or simply by analyzing volume levels. Ideally, but not always, volume during the advance of the left shoulder should be higher than during the advance of the head. Together, the decrease in volume and the new high of the head serve as a warning sign. The next warning sign comes when volume increases on the decline from the peak of the head, then decreases during the advance of the right shoulder. Final confirmation comes when volume further increases during the decline of the right shoulder. توصيات الذهب Neckline Break: The head and shoulders pattern is not complete and the uptrend is not reversed until neckline support is broken. Ideally, this should also occur in a convincing manner, with an expansion in volume. توصيات الفوركس Support Turned Resistance: Once support is broken, it is common for this same support level to turn into resistance. Sometimes, but certainly not always, the price will return to the support break, and offer a second chance to sell. Price Target: After breaking neckline support, the projected price decline is found by measuring the distance from the neckline to the top of the head. This distance is then subtracted from the neckline to reach a price target. Any price target should serve as a rough guide, and other factors should be considered as well. These factors might include previous support levels, Fibonacci retracements, or long-term moving averages. (Added: Sat May 07 2022 Hits: 97 Rating: 0.00 Votes: 0) Rate It

• Affordable Small Business Tax Advisor Services in Canada - SAU Consulting is a Canadian tax advisory firm that specializes in providing tax services and advice to small businesses. We understand the unique challenges that small businesses face, and we are dedicated to helping them grow and prosper. Our team of experienced professionals has extensive knowledge in all areas of tax law, and we are always up-to-date on the latest changes in the tax code. We offer a wide range of services, including tax planning and preparation, bookkeeping, payroll services, and more. We believe that every small business deserves access to high-quality tax advice, and we are committed to providing our clients with the best possible service. For more detail, visit our website: https://www.sauconsulting.ca (Added: Fri Apr 29 2022 Hits: 73 Rating: 0.00 Votes: 0) Rate It

• Affordable Small Business Tax Advisor Services in Canada - SAU Consulting is a Canadian tax advisory firm that specializes in providing tax services and advice to small businesses. We understand the unique challenges that small businesses face, and we are dedicated to helping them grow and prosper. Our team of experienced professionals has extensive knowledge in all areas of tax law, and we are always up-to-date on the latest changes in the tax code. We offer a wide range of services, including tax planning and preparation, bookkeeping, payroll services, and more. We believe that every small business deserves access to high-quality tax advice, and we are committed to providing our clients with the best possible service. For more detail, visit our website: https://www.sauconsulting.ca (Added: Fri Apr 29 2022 Hits: 68 Rating: 0.00 Votes: 0) Rate It

• coinpass.com Launches stablecoin Trading for USDC & USDT - The team at coinpass.com is proud to announce new stablecoin listings and trading pairs. We now offer and support both USDC and USDT trading pairs for our support crypto assets across 44 trading markets. You can now buy and trade Stablecoins with GBP directly from your bank account and begin trading. You can also deposit your Stablecoins from your wallet to take your trading profits back to your UK bank account in just a few minutes. Our CEO Jeff Hancock commented: "We are proud to be one of the first compliant UK crypto exchanges to offer full UK stablecoin trading offering for both for USDC and USDT to our retail and corporate customers. At coinpass, our vision is to blur the line between crypto and finance into a single digital layer. We believe that stablecoins make up a large part of that ecosystem and are proud to be making further steps forward to delivering our vision for our users." We will continue to add new tokens to the platform in the future matched against GBP, EUR and now also stablecoin trading pairs. Learn more about USDC, here. Learn more about USDT, here. Learn more at www.coinpass.com (Added: Thu Apr 28 2022 Hits: 70 Rating: 0.00 Votes: 0) Rate It

• How to Reprint Checks in QuickBooks Online and Desktop? - While you print a check, it might get stuck in your printer. This might make the check experience specific harms. There can likewise be occasions wherein a formerly printed check might have been supplanted by you. Whenever circumstances like these encompass you, reproducing the checks might seem like the most ideal choice to pick. Do you know the most effective ways to reproduce them in this Intuit bookkeeping programming? On the off chance that you don’t, permit us to show you how to reproduce checks in QuickBooks. This blog will cover various strategies for reproducing checks, republishing a bunch of checks, reproducing checks, reproducing different checks, and republishing single checks in QuickBooks, QuickBooks Online as well as QuickBooks Desktop. When you open QuickBooks, tap on Transactions. From this tab, go to the choice of Paychecks. Then press two times on a specific check or check. The picked check can be reproduced now or later. For republishing it after some time, you can decide on the Print Later choice. Thereafter, you can press the Save and Close button to complete this strategy. Reasons to Reprint Checks in QuickBooks There can be an individual justification behind printing a check once more. This might incorporate necessities for an extra duplicate How to reprint checks in QuickBooks that should be submitted for an errand. You might reproduce checks in QuickBooks because of one of the accompanying reasons as well: • Your past check might have been harmed. • While at first printing the check, it might have been stuck in your printer. • Certain clients get the check reproduced by means of QB when they have lost the previous one. How Do I Reprint Checks in QuickBooks? While utilizing QuickBooks, you might have gone over the tab of Transactions. This tab can accommodate for figuring out how to republish checks in QuickBooks. Reprint checks in QuickBooks Desktop the printing feature in QuickBooks allows you to print checks by integrating it with the software. This feature helps you to print checks from the software. When you open QuickBooks, tap on Transactions. From this tab, go to the choice of Paychecks. Then press two times on a specific check or check. The picked check can be reproduced now or later. For republishing it after some time, you can decide on the Print Later choice. Thereafter, you can press the Save and Close button to complete this strategy. • Search for the tab of “Exchanges” in “QuickBooks”. • Utilizing the tab, open “Checks”. • Presently, click two times on any check to choose it for reproducing. • Presently, use “Print Later” to continue. • At last, tap on the “Save and Close” button. How to Reprint Checks in QuickBooks Online? In QuickBooks Online, you can observe the Print Check choice. This choice is useful for printing a check interestingly as well concerning reproducing it when required. You can open QBO to track down this choice. Reprint checks in QuickBooks In the wake of choosing it, you can pick which check must be republished and afterward select Print Preview. Tap on Add More Checks to reproduce a gathering of checks simultaneously. Pushing ahead, you can choose Printer. Inside a couple of moments, the record will start to print. You can likewise know how to reproduce checks in QuickBooks Online by going through these guidelines: It has been observed that by marking the calendar range, finance checks can be printed as well as reproduced. For setting the reach, you can open the tab named Employees. After this, pick the choice of Void or Edit. Observe the choice that says Show Paychecks from and through and select it. Presently, you can add the date range. In view of this, you will actually want to reproduce finance checks in QuickBooks Online. • Open “QuickBooks Online”. • View its “Print Check” choice. • Conclude which check must be printed once more. • Click on the choice of “Print Preview”. • Guarantee that the review of your picked check is right. Or the consequences will be severe, you might roll out the improvements. • As a discretionary advance, tap on “Add More Checks” for reproducing a few checks all at once. • Presently, change to the “Printer” tab. How Do You Reprint Payroll Checks in QuickBooks Online? Finance checks can be reproduced in QBO utilizing a Checking Account or Payroll Account. From the menu called Lists, you can get to both of these records and afterward republish your check. You can likewise do likewise by marking the calendar range. How to reprint checks in QuickBooks online the date reach will empower you in finding a specific finance check for printing it once more. Technique 1: Via Checking Account/Payroll Account It is more straightforward to reproduce finance checks by utilizing a Checking Account in QuickBooks Online. This record can be found in Lists. From this menu, you can move to the Chart of Accounts. Here, this record will be accessible. If it isn’t accessible, you can utilize a Payroll Account. Then determine the finance check that you might want to print once again. After this, utilization the Print choice to keep knowing how to republish checks in QuickBooks Online for finance • Pick “Records” subsequent to getting to “QBO”. • Search for the part of “Graph of Accounts”. • Tap two times on the choice that says “Financial records”. • Presently, press “Print”. • Select “Save” • After this, leave the current window Technique 2: By Setting a Date Range For setting the reach, you can open the tab named Employees. After this, pick the choice of Void or Edit. Observe the choice that says Show Paychecks from and through and select it. Presently, you can add the date range. In view of this, you will actually want to reproduce finance checks in QuickBooks Online. • View the tab for “Representatives” in “QBO”. • Select one of the accompanying choices: • “Void” • “Alter” Reprint checks in QuickBooks Desktop the printing feature in QuickBooks allows you to print checks by integrating it with the software. This feature helps you to print checks from the software. Before understanding the steps of the way to reprint checks in QuickBooks, you’ll see the multiple reasons that reprinting checks is important. • Click on the crate for “Show Paychecks from and through”. • Tap two times on the name of the representative to review this check. • Hit “Print”. • Entering a check number is the following stage. • Press “Alright” In QuickBooks Online, you can observe the Print Check choice. This choice is useful for printing a check interestingly as well concerning reproducing it when required. You can open QBO to track down this choice. Tap on Add More Checks to reproduce a gathering of checks simultaneously. (Added: Thu Apr 28 2022 Hits: 66 Rating: 0.00 Votes: 0) Rate It

• Echo Impact Exchange is going live – to change impact rating for good! - Echo, the world's first platform for impact rating by the crowd, is going online on April 28th 2022. Echo Impact Exchange is a market-based rating platform to rate the non-financial performance of companies. Put differently: a decentralized impact rating agency. For the first time since the advent of impact finance, there will be a transparent, inclusive and real-time approach to impact measurement. It’s high time: there is an enormous demand for impact-oriented investment opportunities. However - until now the market has offered products that rely on largely intransparent, non-standardized ESG ratings or are subject to extensive greenwashing. Echo now combines state-of-the-art technology with positive social & ecological impact - and brings impact rating into the public sphere. The founders behind Echo Impact Exchange are Dr. René Boucsein and Dr. Dr. Carl David Mildenberger, who met almost 20 years ago at St. Gallen University, Switzerland. Carl, who holds two PhDs in economics and philosophy respectively, has spent the last 15 years doing research at the intersection of markets and morality. Echo Impact Exchange was born out of his discontent with the way impact is currently being assessed in the world of impact finance and ESG finance. Together with René, who spent the last decade working in a family business, he decided to do something about this. Echo - the key facts Public Beta launching on April 28th 2022 Echo creates a way for impact ratings of private companies to be public, transparent, realtime and easily comparable It does so by providing company-specific impact certificates (immies) as a tradable commodity. Its immy-price on Echo Impact Exchange functions as a company’s impact indicator. Higher price = better impact The Echo token will be used to trade immies on Echo Impact Exchange. Echoes will become exchangeable for other currencies in 2023. Echo is a place to learn about impact and foster critical thinking and discussions. It therefore hosts a forum for its user base and will provide learning materials about impact. Echo focuses on full transparency and invites users to create along with them. The founding team strongly believes in entrepreneurship as a means to have a positive impact on the world How does impact rating work on an Impact Exchange? Echo’s users trade impact certificates – 'immies'. The price of these immies reflects the ecological, social and ethical performance of a company – its impact. Users who expect a company's impact to rise will buy that company’s immies. Those who expect a falling impact will sell or short-sell that company’s immies. Thus, the price of a company’s immies traces the (expected) rise or fall of that company’s impact. Like this, we achieve a market-based impact rating of companies. On Echo, you rate by trading: you buy the good stuff and sell the baddies. Why does this matter? Today, we know a lot less about the ecological, social and ethical performance of a company than about its financial situation. Echo aims to change this – the chart of the immy price now indicates which company has a positive impact and which one has not. This is crucial information for everybody: Companies do not only create revenues and profit. They also use and consume natural resources. And they affect the society they do business in both with their products (e.g. weapons, contraceptives) and their business practices. And companies act in morally praise- or blameworthy ways (e.g. with respect to child labour). About the founders Dr. René Boucsein (University of St.Gallen, SciencesPo Paris) holds a PhD in political economy. After 10+ years experience in family business, he now chairs Echo’s daily business. Dr. Dr. Carl David Mildenberger, (Universities of St. Gallen, Witten-Herdecke and St Andrews) holds PhDs in both economics and philosophy. He is an internationally leading researcher in moral market design and responsible for Echo’s centerpiece: a well-functioning market. More information - A short explanatory video about Echo: https://www.youtube.com/watch?v=flrec2bA1Dk&utm_source=press+release&utm_medium=pdf&utm_campaign=launch - A collection of explanatory articles: https://echo-exchange.com/blog?utm_source=press+release&utm_medium=pdf&utm_campaign=launch (Added: Wed Apr 27 2022 Hits: 66 Rating: 0.00 Votes: 0) Rate It

• Echo Impact Exchange is going live – to change impact rating for good! - Echo, the world's first platform for impact rating by the crowd, is going online on April 28th 2022. Echo Impact Exchange is a market-based rating platform to rate the non-financial performance of companies. Put differently: a decentralized impact rating agency. For the first time since the advent of impact finance, there will be a transparent, inclusive and real-time approach to impact measurement. It’s high time: there is an enormous demand for impact-oriented investment opportunities. However - until now the market has offered products that rely on largely intransparent, non-standardized ESG ratings or are subject to extensive greenwashing. Echo now combines state-of-the-art technology with positive social & ecological impact - and brings impact rating into the public sphere. The founders behind Echo Impact Exchange are Dr. René Boucsein and Dr. Dr. Carl David Mildenberger, who met almost 20 years ago at St. Gallen University, Switzerland. Carl, who holds two PhDs in economics and philosophy respectively, has spent the last 15 years doing research at the intersection of markets and morality. Echo Impact Exchange was born out of his discontent with the way impact is currently being assessed in the world of impact finance and ESG finance. Together with René, who spent the last decade working in a family business, he decided to do something about this. Echo - the key facts Public Beta launching on April 28th 2022 Echo creates a way for impact ratings of private companies to be public, transparent, realtime and easily comparable It does so by providing company-specific impact certificates (immies) as a tradable commodity. Its immy-price on Echo Impact Exchange functions as a company’s impact indicator. Higher price = better impact The Echo token will be used to trade immies on Echo Impact Exchange. Echoes will become exchangeable for other currencies in 2023. Echo is a place to learn about impact and foster critical thinking and discussions. It therefore hosts a forum for its user base and will provide learning materials about impact. Echo focuses on full transparency and invites users to create along with them. The founding team strongly believes in entrepreneurship as a means to have a positive impact on the world How does impact rating work on an Impact Exchange? Echo’s users trade impact certificates – 'immies'. The price of these immies reflects the ecological, social and ethical performance of a company – its impact. Users who expect a company's impact to rise will buy that company’s immies. Those who expect a falling impact will sell or short-sell that company’s immies. Thus, the price of a company’s immies traces the (expected) rise or fall of that company’s impact. Like this, we achieve a market-based impact rating of companies. On Echo, you rate by trading: you buy the good stuff and sell the baddies. Why does this matter? Today, we know a lot less about the ecological, social and ethical performance of a company than about its financial situation. Echo aims to change this – the chart of the immy price now indicates which company has a positive impact and which one has not. This is crucial information for everybody: Companies do not only create revenues and profit. They also use and consume natural resources. And they affect the society they do business in both with their products (e.g. weapons, contraceptives) and their business practices. And companies act in morally praise- or blameworthy ways (e.g. with respect to child labour). About the founders Dr. René Boucsein (University of St.Gallen, SciencesPo Paris) holds a PhD in political economy. After 10+ years experience in family business, he now chairs Echo’s daily business. Dr. Dr. Carl David Mildenberger, (Universities of St. Gallen, Witten-Herdecke and St Andrews) holds PhDs in both economics and philosophy. He is an internationally leading researcher in moral market design and responsible for Echo’s centerpiece: a well-functioning market. More information - A short explanatory video about Echo: https://www.youtube.com/watch?v=flrec2bA1Dk&utm_source=press+release&utm_medium=pdf&utm_campaign=launch - A collection of explanatory articles: https://echo-exchange.com/blog?utm_source=press+release&utm_medium=pdf&utm_campaign=launch (Added: Wed Apr 27 2022 Hits: 56 Rating: 0.00 Votes: 0) Rate It

• 9 Tips To Remember For Your First Meeting With Your Tax Accountant - Doing your taxes can be intimidating. Don’t worry though because this is a normal reaction for those who don’t do this for a living, which is why it’s important to avail the services of tax accountants Cardiff.
  
  Once you’ve found the perfect tax accountant to work with you, the next viable question would be "How do you prepare for your very first meeting?" Here are 9 tips you should remember when you first meet up with your tax accountant.
  
  Do proper research and make sure to prepare all your questions beforehand
  
  To make sure you are getting the most out of the service, you do have to prepare your questions beforehand. Some of the questions to bring up during your first meeting include What are the new tax changes this year? How will these changes affect me? What should I do differently to improve my current situation? What other services do you offer?
  
  Provide estimated tax payments and other payroll details
  
  accountants Cardiff can help you file your taxes properly. Bringing your estimated tax payments and other payroll details makes it easy for you and your accountant. Remember, payroll details are necessary for your business filing taxes.
  
  Make sure to bring all of the necessary documents to your first meeting
  
  Aside from tax payments and payroll details, make sure also to bring other tax paperwork so that you can show your accountant your full financial map. This will help them see the annual image of your business expenses and income.
  
  Don’t forget about the upcoming year
  
  Another thing that most business owners fail to include during their first meeting with their tax accountant is any events that are expected to happen in the upcoming year. Events like having a baby, getting married, getting a promotion and a raise, selling or buying property, making large purchases, or thinking of making a new investment decision, can affect your tax situation.
  
  Don’t forget to include details of your expenses and tax deductions
  
  Tax accountants Cardiff, to be able to file your business taxes properly, will also need a summary of your business expenses and any notable tax deductions.
  
  Don’t forget your real estate documents
  
  Real estate documents can also help with your deductions. Bring recent information regarding any of your real estate activities.
  
  Summarize your cost of goods sold
  
  The cost of goods sold should be included and documented properly in your inventory. Be sure to also include the total beginning amount, ending amount, and any purchases in between.
  
  Bring additional income statements
  
  Accountants Cardiff will also need any additional income statement that you may have. Whether it's from any of your side hustles or investments, it should be included and noted down during your business tax filing.
  
  Bring your dependent information
  
  Finally, be sure to bring your dependent information. Why is this included? You will need to claim a dependent on your tax return, so they will need your dependents' Social Security number, full name, and date of birth. Bring documents that support these.
  
  When you hire accountants Cardiff, you are guided from beginning to end when it comes to filing your taxes. With this option, you'll not only be saving time but also money in the long run. You'll have a stress-free process and the peace of mind that you're not making any mistakes. If you’re looking to hire tax accountants Cardiff, contact Advantage Accountancy and Advisory at 02922 331169. (Added: Mon Apr 25 2022 Hits: 85 Rating: 0.00 Votes: 0) Rate It

• Comprehensive View of Forex Robots: How They Work - Following the spread of the COVID-19 pandemic, most companies and businesses switched to working from home over online networks. With zoom meetings and calls, working from a distance was made possible. This also gave us an insight into the fact that if we harness the potential of technology correctly, we can do wonders! The same has been true for trading in the forex markets. Online trading had been making its presence known in recent years, but it became extremely effective during this pandemic. Whether you were a manual trader or a proficient online trader, trading using bots became the only viable way to trade in the market while staying safe. But for a long time, traders have been skeptical about using forex robots and this sudden need of using it left most of the manual traders bewildered. We understand that to successfully extract the potential of these, a substantial amount of research needs to be done. In this article, we are giving you a comprehensive view of forex robots and how they work. In addition to this, we will be listing some pros and cons along with the effects it will have on trading. So, let’s start, shall we? The Basics of Forex Robots: Just like any computer program, these mechanical traders are also a type of computer program but a little more advanced than your average word. While manual trading completely remove the need for those factors while trading. These programs are meant to help you take decisions to buy or sell currency pairs at a certain point in time with a set of trading signals. Most of the articles that you read will make you believe that you can completely rely on the robots, but such is not the case. To ensure that you gain maximum profits, you need to constantly supervise them and make changes. So, a huge shout out to the manual traders, your expertise will still be needed for efficient trading! Working of Forex Robots: When it comes to forex robots, most people think it’s an easy way to make money, but it’s not. These technological marvels are developed with complex custom scripts and technical indicators that help them scan the charts to find a buy or sell opportunity. Programmers put an innumerable amount of time into developing the best software products for the market. To efficiently use these, you will need the knowledge of excellent trading strategies. If you think that you can make easy money with forex bots, give it a second thought! Get a Forex Robot: Now there are two ways in which you can avail of the benefits of using a bot • Either you can buy it from a developer • Or you can build it on your own But please be aware that if you decide to build your own bot, you will need expert knowledge of computer programming language, specifically used for building these. We know, most people remotely have any idea of what platform or programming language is used to build them. So, we would suggest not going that way! It would be wise to buy it from a developer. Now it might sound easy to choose a forex robot but let us give you a bit of a picture! (Added: Fri Apr 22 2022 Hits: 102 Rating: 0.00 Votes: 0) Rate It

• Digital Platform | PF | Get Early Retirement | Best Pension Plans - PensionBox - PensionBox offers “Retirement Pension Planning Platform“for employed, self-employed, or running your own business. Set your savings goals and maximize tax savings, all with expert support to help you get the most for your pension. (Added: Thu Apr 21 2022 Hits: 58 Rating: 0.00 Votes: 0) Rate It

• Digital Platform | PF | Get Early Retirement | Best Pension Plans - PensionBox - PensionBox offers “Retirement Pension Planning Platform“for employed, self-employed, or running your own business. Set your savings goals and maximize tax savings, all with expert support to help you get the most for your pension. (Added: Thu Apr 21 2022 Hits: 68 Rating: 0.00 Votes: 0) Rate It

• Value Investing - Value Investing Value investors are bargain shoppers. They seek stocks they believe are undervalued. They look for stocks with prices they believe don’t fully reflect the intrinsic value of the security. Value investing is predicated, in part, on the idea that some degree of irrationality exists in the market. This irrationality, in theory, presents opportunities to get a stock at a discounted price and make money from it. It’s not necessary for value investors to comb through volumes of financial data to find deals. Thousands of value mutual funds give investors the chance to own a basket of stocks thought to be undervalued. The Russell 1000 Value Index, for example, is a popular benchmark for value investors and several mutual funds mimic this index. Warren Buffet: The Ultimate Value Investor But if you are a true value investor, you don't need anyone to convince you need to stay in it for the long run because this strategy is designed around the idea that one should buy businesses—not stocks. That means the investor must consider the big picture, not a temporary knockout performance. People often cite legendary investor Warren Buffet as the epitome of a value investor. He does his homework—sometimes for years. But when he’s ready, he goes all in and is committed for the long-term. Consider Buffett’s words when he made a substantial investment in the airline industry. He explained that airlines "had a bad first century." Then he said, "And they got a bad century out of the way, I hope."2 This thinking exemplifies much of the value investing approach. Choices are based on decades of trends and with decades of future performance in mind. Value Investing Tools Forex trading Signals Free Forex Signals For those who don’t have time to perform exhaustive research, the price-earnings ratio (P/E) has become the primary tool for quickly identifying undervalued or cheap stocks. This is a single number that comes from dividing a stock’s share price by its earnings per share (EPS). A lower P/E ratio signifies you’re paying less per $1 of current earnings. Value investors seek companies with a low P/E ratio. While using the P/E ratio is a good start, some experts warn this measurement alone is not enough to make the strategy work. Research published in the Financial Analysts Journal determined that “Quantitative investment strategies based on such ratios are not good substitutes for value-investing strategies that use a comprehensive approach in identifying underpriced securities.” 3 The reason, according to their work, is that investors are often lured by low P/E ratio stocks based on temporarily inflated accounting numbers. These low figures are, in many instances, the result of a falsely high earnings figure (the denominator). When real earnings are reported (not just forecasted) they’re often lower. This results in a “reversion to the mean.” The P/E ratio goes up and the value the investor pursued is gone. What's the Message? https://www.gold-pattern.com/en Forex trading Signals The message here is that value investing can work so long as the investor is in it for the long-term and is prepared to apply some serious effort and research to their stock selection. Those willing to put the work in and stick around stand to gain. One study from Dodge & Cox determined that value strategies nearly always outperform growth strategies “over horizons of a decade or more.” The study goes on to explain that value strategies have (Added: Fri Apr 15 2022 Hits: 144 Rating: 0.00 Votes: 0) Rate It

• BBMCOIN team is happy to announce its launch! - The BBMCOIN presale precedes the launch of the platform. The users can participate in the presale, starting from the 22nd of April and it continues till the 29th of April. The presale is focused on inviting all BBM supporters and other people that are drawn to cryptocurrency and digital networks. Presale link: https://dx.app/app/v3/defipresale?saleID=2397&chain=BSC Details: The total supply that will be sold to presale is 220,000 BBMCOINs. Soft Cap is 10 BNB Hard Cap is 20 BNB The presale will start on April 22 up until April 29, 2022. About BBMCOIN Bong bong Marcos “BBMCOIN” is a deflationary token made by supporters of Bongbong in this upcoming election. As he seeks the highest position in the Government, we as his supporters can show our support by simply buying this token. Our goal is to raise funds that can be used for the further campaign of Bongbong Marcos. We will donate the fund that will be generated to the groups that are campaigning for Marcos as our president, especially the UNITEAM. Questions: Q: Are you directly affiliated with Bongbong Marcos? A: No, we are a volunteer-driven group of individuals helping out other volunteer groups. Q: Will donations be sent to Bongbong Marcos directly? A: No, we are donating the funds to empower other volunteer groups (UNITEAM, United BBM Movement, etc) and help them mobilize their own campaigns and events. Q: Where will you use the funds? A: We will be donating the proceeds of our project to partner volunteer groups. The funds will be used to help support on-the-ground and online efforts of volunteers in support of the Bongbong Marcos campaign. Q: If I don't have any interest in the token, how else can I help? A: You could also help us spread the word on social media. Social Links: Facebook: https://www.facebook.com/profile.php?id=100079783857081 Twitter: https://twitter.com/BBMCoin_ Instagram: https://www.instagram.com/bbmcoin_/ Reddit: https://www.reddit.com/user/BBMcoin Github: https://github.com/BBM-COIN Discord: https://discord.com/channels/961518798333157386/961518798333157389 Telegram: https://web.telegram.org/z/#777000 Media Contact: Email: bbmcoin.market@gmail.com Website: http://bbmcoin.club/ (Added: Tue Apr 12 2022 Hits: 58 Rating: 0.00 Votes: 0) Rate It

• Don't Wait Until Retirement is close. Earn up to 37% return - North Atlantic Trade Ltd. (NAT) Website: https://northatlantictrade.co.uk/ Telegram: https://t.me/northatlantictrade/ Email: support@northatlantictrade.co.uk A professional global asset management company that trade on a wide range of traditional and alternative investment options, including equities, fixed income returns, cash, short-term government bond funds, series i bonds, short-term corporate bond funds, s&p 500 index funds, dividend stock funds, value stock funds and host others. Why NAT thrives? With over 250k Investors Worldwide, NAT is community-driven financial management company that is proven to help Start-ups and individual investors to attain targeted financial goals & build their future in the present We all desire to create financial legacies that will stand the test of time! To help bridge those gaps, NAT is committed to extending its reach and services globally to address the needs of affluent clients in communities who have traditionally been closed out of the financial services and information industries. Their wealth of experience defines the emerging financial market trend which empowers its clients with what they need to attain their financial goals. Asset allocation is a vital aspect in determining overall portfolio success, and it must adequately reflect our clients' particular objectives, according its our experts. As a result, before designing an investing strategy, they spend a substantial amount of time learning about their customers' objectives, goals, and priorities. North-Atlantic-trade has a large network of connections in the private wealth management business, and works closely with other partner advisers to keep their overall strategies on track. Why choose NAT?? -Up to 57% return on investment -2% lifetime referral bonus -Daily payouts on investment -24/7 support -up 40k whitelisted subscribers SOURCES OF REVENUE Commodity Market -Short-term government bond funds -Series I bonds -Short-term corporate bond funds -S&P 500 index funds -Dividend stock funds -Value stock funds -Nasdaq-100 index funds -Rental housing -Cryptocurrency /Option market -Equity Market -Forest market -Cryptocurrency market -Option Market (Added: Sat Apr 09 2022 Hits: 52 Rating: 0.00 Votes: 0) Rate It

• Don't Wait Until Retirement is close. Earn up to 37% return - North Atlantic Trade Ltd. (NAT) Website: https://northatlantictrade.co.uk/ Telegram: https://t.me/northatlantictrade/ Email: support@northatlantictrade.co.uk A professional global asset management company that trade on a wide range of traditional and alternative investment options, including equities, fixed income returns, cash, short-term government bond funds, series i bonds, short-term corporate bond funds, s&p 500 index funds, dividend stock funds, value stock funds and host others. Why NAT thrives? With over 250k Investors Worldwide, NAT is community-driven financial management company that is proven to help Start-ups and individual investors to attain targeted financial goals & build their future in the present We all desire to create financial legacies that will stand the test of time! To help bridge those gaps, NAT is committed to extending its reach and services globally to address the needs of affluent clients in communities who have traditionally been closed out of the financial services and information industries. Their wealth of experience defines the emerging financial market trend which empowers its clients with what they need to attain their financial goals. Asset allocation is a vital aspect in determining overall portfolio success, and it must adequately reflect our clients' particular objectives, according its our experts. As a result, before designing an investing strategy, they spend a substantial amount of time learning about their customers' objectives, goals, and priorities. North-Atlantic-trade has a large network of connections in the private wealth management business, and works closely with other partner advisers to keep their overall strategies on track. Why choose NAT?? -Up to 57% return on investment -2% lifetime referral bonus -Daily payouts on investment -24/7 support -up 40k whitelisted subscribers SOURCES OF REVENUE Commodity Market -Short-term government bond funds -Series I bonds -Short-term corporate bond funds -S&P 500 index funds -Dividend stock funds -Value stock funds -Nasdaq-100 index funds -Rental housing -Cryptocurrency /Option market -Equity Market -Forest market -Cryptocurrency market -Option Market (Added: Sat Apr 09 2022 Hits: 60 Rating: 0.00 Votes: 0) Rate It

• Basant India Ltd has launched loan at home service – Check details - Want to avail of a gold loan from the comfort of your home? Here’s good news for you. Basant India Ltd has launched ‘Loan@Home’ service, wherein the Basant Finance is helping customers to avail of a gold loan without stepping out of their home. This dedicated loan service at home includes the Basant India Ltd staff visiting the customer’s home at the appointed date and time, carrying out required digital checks, verifying the customer’s gold ornaments at the customer’s premises, creating the loan, generating loan documentation, and then the loan amount is credited to the customer’s bank account. Basant India Ltd is one of the popular financial services and gold loan providers in India. The loan at home is an app-based digital service, with which a customer can apply for a gold loan through the ‘Loan@Home’ mobile app and web portal. As soon as the inquiry is verified and accepted, a real-time customer due diligence takes place through KYC process. After which an appointment is made for the visit by Basant India Ltd executives, to visit the customer’s home. Basant India Ltd has launched the loan at home service, keeping in view the movement restrictions and safety concerns due to the COVID-19 situation. Considering the challenges faced by individuals in these trying times, this service will help them monetize their gold ornaments without stepping out of their homes. Get instant gold loan by bringing your gold jewellery at any branch of Basant Finance Gold Loan. Your gold stays safe while you can go ahead and take advantage of every opportunity. Basant Finance Gold Loan is the ultimate solution for your financial needs. You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family etc. Basant India Ltd sanction gold loans quickly and without any problems to our customers. No credit rating or credit scoring is required. Walk into any one of our branches and get loan against your jewellery instantly. Our employees will do purity check in front of you and calculate the value of ornaments. Loan will be sanctioned within minutes. Our motto is to serve you quickly and build trust for forever. (Added: Thu Apr 07 2022 Hits: 92 Rating: 0.00 Votes: 0) Rate It

• Basant India Ltd has launched loan at home service – Check details - Want to avail of a gold loan from the comfort of your home? Here’s good news for you. Basant India Ltd has launched ‘Loan@Home’ service, wherein the Basant Finance is helping customers to avail of a gold loan without stepping out of their home. This dedicated loan service at home includes the Basant India Ltd staff visiting the customer’s home at the appointed date and time, carrying out required digital checks, verifying the customer’s gold ornaments at the customer’s premises, creating the loan, generating loan documentation, and then the loan amount is credited to the customer’s bank account. Basant India Ltd is one of the popular financial services and gold loan providers in India. The loan at home is an app-based digital service, with which a customer can apply for a gold loan through the ‘Loan@Home’ mobile app and web portal. As soon as the inquiry is verified and accepted, a real-time customer due diligence takes place through KYC process. After which an appointment is made for the visit by Basant India Ltd executives, to visit the customer’s home. Basant India Ltd has launched the loan at home service, keeping in view the movement restrictions and safety concerns due to the COVID-19 situation. Considering the challenges faced by individuals in these trying times, this service will help them monetize their gold ornaments without stepping out of their homes. Get instant gold loan by bringing your gold jewellery at any branch of Basant Finance Gold Loan. Your gold stays safe while you can go ahead and take advantage of every opportunity. Basant Finance Gold Loan is the ultimate solution for your financial needs. You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family etc. Basant India Ltd sanction gold loans quickly and without any problems to our customers. No credit rating or credit scoring is required. Walk into any one of our branches and get loan against your jewellery instantly. Our employees will do purity check in front of you and calculate the value of ornaments. Loan will be sanctioned within minutes. Our motto is to serve you quickly and build trust for forever. (Added: Thu Apr 07 2022 Hits: 96 Rating: 0.00 Votes: 0) Rate It

• Mylincoln Portal Login at www.mylincolnportal.com - Kinga Survey | USA - Mylincoln Portal Login is a official online portal launched by Lincoln National Corporation. In this article you can find all the details. (Added: Fri Apr 01 2022 Hits: 260 Rating: 0.00 Votes: 0) Rate It

• Saxo Markets appoints Redmond Wong as Market Strategist based in Hong Kong - Saxo Markets appoints Redmond Wong as Market Strategist based in Hong Kong to reinforce research ability in the region HONG KONG, 23 March 2022 – Saxo Capital Markets HK Limited (“Saxo Markets”), the online trading and investment specialist, announced the appointment of Redmond Wong as Market Strategist to reinforce its research ability in the region. As a member of Saxo’s Strategist Team, Wong will report to Saxo Group’s Chief Economist and Chief Investment Strategist, Steen Jakobsen, and will be responsible for communicating Saxo's global investment strategy, generating Hong Kong and mainland China focused research, and delivering actionable insights across different asset classes and tradable instruments. Based in Hong Kong, Wong will also report to Richard Douglas, CEO of Hong Kong. Richard Douglas, CEO of Hong Kong, Saxo Markets, comments, “Saxo’s vision is to enable people to fulfill their financial aspirations and make an impact. To achieve that, we're not only offering clients access to more than 60 exchanges globally with over 40,000 instruments covering different asset classes, we're also providing timely, relevant and insightful research to help the clients make informed decisions. With Wong’s expertise, we further enhanced our strategist team's coverage as Hong Kong and the mainland China markets both attract more attention and interest from investors all over the world.” Prior to joining Saxo, Wong spent 30 years at some of the top investment banks, private banks and hedge funds for roles in proprietary trading, institutional fixed income and derivative sales, portfolio management and hedge fund management. He started as a bond trader and then covered Asian central banks, multinational banks, and other financial institutions in the Asian Pacific region. When working as a senior portfolio manager at a leading European private bank, he managed money for the bank’s ultra-high-net-worth clients in North Asia and sat on the global investment committee. In recent years, Wong managed a multi-strategy and multi-asset hedge fund. Commenting on his appointment, Wong remarks, “It’s my great honour to take on this role. Over the last 30 years, I’ve become increasingly passionate about helping investors understand what drives markets and how they can maximize the return on their investments. I’m really excited to be joining a global fintech pioneer like Saxo and I look forward to helping our clients navigate the global markets and make the most out of their investments.” (Added: Tue Mar 29 2022 Hits: 89 Rating: 0.00 Votes: 0) Rate It

• 9 Most Common Tax Return Mistakes Australians Make - Doing your taxes is one of the most dreaded activities every Australian faces. However, it’s easy if you know which pitfall to avoid. If you’ve lacked the confidence to do your own taxes for years, then you’re in luck. Here are some of the most common tax return mistakes to watch out for.
  
  Failing to update your bank details
  
  Most Australians would focus on the actual making of tax returns, but they fail to realize that updating your bank details is also a crucial step in taxation.
  
  Failing to include your income
  
  Any tax accountant would tell you that it’s essential to be able to provide correct income information through summaries. Keeping an accurate record of your income would help you in the long run.
  
  Failing to copy last year’s tax return
  
  When it comes to your tax return, make sure to consider last year’s tax return as well. This process will include the amount from last year's earnings and any work-related expenses, which will be deducted from the amount.
  
  Failing to keep track of your receipts
  
  Speaking of accuracy regarding your income and expenses, a good tip would be to keep track of your receipts. This practice makes backing up your claims a lot easier because there is an actual receipt. Note that adjustments are made because oftentimes, the taxpayer had no records for their expenses.
  
  Claiming your daily dose of caffeine
  
  Another thing to avoid when preparing your tax return is claiming your daily dose of caffeine. Remember that the expenses you can claim should be directly related to earning your income.
  
  Trying to claim a lot or too much
  
  Now that we’re on the topic of claiming expenses, most taxpayers find it hard to find the line between claiming too much and not claiming enough. Do not exaggerate your deductions just to get a higher amount of refund.
  
  Not claiming enough
  
  On another note, if you don’t know how to claim expenses correctly, a tax accountant would advise that you have not claimed enough. Some of the commonly forgotten deductions include any work-related car expenses, mobile phone expenses, income protection, union fees and donation, home office expenses, tax agent fees, medical fees, and other work-related expenses.
  
  Not keeping track of your work-from-home hours
  
  This year, thousands will be claiming hours that have been worked from home. If you're planning to do this, you may want to seek the help of a tax accountant.
  
  Relying too much on data that is pre-filled
  
  Another common mistake is relying too much on pre-filled data. Do note that ATO's system will be pre-filling out most of your information. Make sure that you go through each one and not immediately assume that all information provided is correct.
  
  One of the main reasons why you need Tax Ideas is that you'll be able to minimize taxes and maximize net worth without breaking a sweat. It is without a doubt, preparing your tax return can be very complicated. Tax Ideas can take the complication out of that process. Visit www.taxideas.com.au to learn more! (Added: Sun Mar 27 2022 Hits: 68 Rating: 0.00 Votes: 0) Rate It

• How to handle Income tax Notice - Introduction - My name is CA Arun Tiwari and in this article, I will tell you how to handle Income tax demand. If you receive any demand notice from the income tax department, the first thing I will say to God is that you are going to see any such nonsense thing, but you cannot be sure so of course If you are an income taxpayer. Mainly today, tomorrow face this situation where one day you wake up, you check your income tax portal and you see there is some demand pending. You open up and you find there is a bomb and if something comes like that. Then don't be nervous. Just. What I'm explaining to you in this article is that everything is working out, smooth like that. So let's begin the first thing before I tell you about it. That is how to handle income taxes. Let's understand what income tax demands. So what is the word difference? Is there between the income tax notice and income tax demand? So, income tax demand is concluded. That means it starts with the income tax notice. So when you receive an income tax notice, it's kind of a summon where they will ask you to give documents information. And if you have not filed the return and after that whatever document or information you provide, they complete this whole investigation and after the investigation, they will file a charge sheet and the charge sheet is called income tax demand, so in that demand when generally two things can happen. Either you are nice and clean, so nothing will come. There will be just an assessable order. But suppose, they find out that you have some hidden income or you know something, then with the income tax assessment order, there will be another document coming to you which is a demand in which they will simply ask me to pay this much amount along with interest and penalty. So, this is a difference between income tax notice and income tax demand. High Pitched Demand - Once you get income tax demand that means there is no chance of replying and getting it rectified. Charging sheet submitted to port. So once the Department makes the investigation then you have 2 options, you pay the income tax demand or go for appeal. Now let me tell you how to handle the income tax demand and how to get out without paying unnecessary taxes, unnecessary penalties because in many cases we have seen, especially in the case of middle-class tax players like you and me there is high pitch demand. Now, what is high pitch demand that will be explained later in this article but before that, I'll tell you how you can check that there is an income tax notice or demand is pending in the income tax portal. So, if want to know how you can check that then click on below link https://aktassociates.com/business-compliance/tax-compliance/tax-notice-reply How to handle notice and demand - Log in there and then you can check whether there is a penalty. If income tax notices are pending, then take immediate action, approach some good chartered accountant, you can approach us also and then discuss with them and reply with all information. This will avoid doing ex parte assessment. Now, what is this thing? So ex parte is really like that. If they have issued the notice and you are not providing any document, you are not replying, you just forget about that then in that case the income department can do your assessment as they wish. They can Issue demand and as per the error and whatever the Information is available and in that case, it will be very, very, very high pitched demand that means even if you don't have to pay one thing, one lakh or two lakh rupees of tax they can issue 10 lakh of demand. So just avoid that situation because once you get into demand mode, then of course you have to go to appeal. There is no option. So, first part if you got a notice which is pending and staring at you, then find somebody and handle that notice properly. Provide all the information and that way first is you will do the prevention because prevention is better than cure to getting to the unnecessary demand phase. So, simply just handle the notice properly and the notice will conclude without any demand. Let's say sir that something doesn't happen, you have not checked it or your CA has not checked it or your tax consultant has not checked it and there is a demand pending and staring at you and you know what you have to do about that. But let me just tell you, one word which I have used earlier is high pitch demand. So what is high pitch demand? It's very important to understand this before I tell you how to handle notice demand. So, high-pitched demand is done by the income tax department to collect more taxes so it can happen. I don't have to pay anything, but because I'm not handling my notice and they have done the expert assessment themselves, they decided that I have to pay that particular amount and they'll put the file in my income tax portal. So, this happens a lot, so before I explain to you why this happened. Let's understand, Why the income tax department has high demand. So now we understand one thing, The income tax is a collection department for the Government of India that is like a bank. So you can say another word: It's vasuli department. They have to collect money from us, which goes to the Government of India for the purposes. So they have assigned a target, collection target. Every income tax officer has some collection target and like when March appears, they have to meet that target. Based on the collection and their promotions, everything is decided. So, it is their performance criteria. Now, what happened is that it's very easier to put on a middle-class taxpayer unnecessary tax than two put up tax demand on reliance industry or Ambani's ordines. So, understand one thing in India only middle-class people pay taxes. Not very poor pay taxes and not very rich. So, what happens in the case of the middle class? Why do they do such a thing because the middle class will not come to know? That there is a high pitch assessment because in most of the cases the middle class will not go to appeal, they will simply accept a payout. So, it's very easy to send notices to say one Lac middle-class taxpayer, then send a big amount notice to big. You can say a corporation which will employ a battery of even, say lawyers and they will fight for two years and finally they will not pay anything. So, it's very easy to list, say 2. lakhs of extra tax on another one leg or two. So, because we don't go to appeal, they make this high pitched. Two reasons. First, to meet their targets. It is very easy to meet the middle-class taxpayer and second because we will not go to appeal so they will be safe. Now, how do you know whether the demand sent to you is a high pitch or not? That means they're asking for more money than you actually should pay, or whether you should pay or not. In most of the cases, we have seen, the demand is not proper. When we investigated the case. The standoff department was completely wrong. They are treating the money withdrawn cash, which I will withdraw from my bank account as an unexplained source of income. And on that, they are putting 30% tax plus penalty and they come up with in lakhs of rupees So, we have to review. You have to get it renewed and we provide such service where we reveal the demand. So, it's a demand in the service in which you have to send us the demand whatever demand you receive and we will ask for some documents and do the computation and we'll tell you whether it's high demand or not. And if it's high pitched, then how much extra tax there is, asking whether the first thing you have to pay new taxes or not. And second, if you have to pay taxes then what should be the reason you can say, right calculation right text amount which you have to be in mind. There will be nominal charges of 2500 plus GST for that, but that will save you a lot of money unless you can say you can go to an appeal and you can save your unnecessary Taxes which is asking you to pay through this high pitched demand. So finally we are at a question of how to handle the specialized pitch demand. If there is a demand which is proper like I had to pay some taxes and our department is asking it's better to pay than getting into litigation because if they are right they will not allow me to go away without paying taxes, but if I find out that this is unnecessary, they are putting me in this trouble just to meet their collection targets. So in that case I have to go to appeal directly. Now here some people will ask if you ask some other chartered accountant so other people will say OK you have the option to go to the income tax commissioner also and you can file a rectification. So let me tell you 99% that rectification is rejected by the Commissioner. Why is it done? I understand the first thing, the income Tax Commissioner is a senior of income tax officers and whatever collection target is given to the income tax officer indirectly is the collection target of the Commissioner. So, unless there is a very genuine case of misunderstanding like on the face you can say that I have not made any income. First thing, I am an 18 years old person and I don't have any income and they're sending email notifications on-demand on the laptop so it's a mistake. Only in that case where they feel that he can be caught. They can be embarrassed, they will do some kind of rectification. Anywhere where the chances are that the case can go any way, either in my favor or in income tax favor, they will not do the rectification. They will simply say rejected. We will not be allowed to pay taxes. So, it's a waste of time, and understand that for an appeal also you have to file within 30 days of receiving demand and they have to file for in case of delay you have to explain why the delays happen and if the court feels that your reason is you can say nice and fear. Then they will allow you to file your delay. you can say appeal. But if you get into this unnecessary nonsense, your timeline will get over, and once the court will also feel that if you're going to the income tax Commissioner for rectification, then why are you coming to me. I'm like nobody you are not taking seriously. So maybe there are chances that they will not allow you to file a late appeal, so the best option is to appeal and why. Let me tell you this. Almost 70 to 75% of the appeal goes in favor of the assessee, and this fact very few people know. Now let me again tell you this appeal is not like a normal court, like where you have to go and they will give you date after date. It's a very specialized court which is only for income tax purposes and there is a Commissioner appeal now so don't confuse it with Commissioner and Commissioner appeal, Commissioner is separate and Commissioner appeal is a completely independent body that is a part of the judicial system. It is a part of the court system. He is not forced. He doesn't have a collection target and if you are right at the first place of contact you will get justice in 75% of cases. We have felt we have to get the experience that if this is a high pitch assessment, they generally cancel it right away and you will get the relief opening. A new thing is so important once you get to know that there is a demand, don't act like an ostrich. What people do once they see there is a demand. They say they're doing some communication & miscalculation. Let's forget about it. Let's put our hand in hand. And this strength will pass away. But basically, it doesn't happen. Once you get that demand, that means there is a liability fix on you, and the income tax department will recover the money Some way, so how they can go for your money. Firstly, they can adjust your refund. So, suppose in this year they are supposed to receive some refund. They will adjust against that demand and this is another fault I have seen. But this is what I've seen in some cases where the demand is coming in the present year. Suppose somebody has to receive a one Lac rupees refund. What they do generally will go 5 years, 10 years down the line. Then out of somewhere, they will create a demand of maybe 70 or 80 thousand or 90 thousand rupees. They will adjust and pay you ten ₹10,000 and we'll tell you to thank you for your service. So, this also happens, but again, if you have a demand. They can rightly adjust your refund for the future and present. Plus, I have some people say I don't bother about that. Then the second thing can happen if your demand is high, they can attach your bank statement, and they convert money from there also. Yes, they have the power to do that also. Some people even say I don't bother because I don't have anything in my bank statement. So what 3rd thing they can do. They can simply attach your property. Of course, they will not sell the property right away, but they will simply threaten you by now, and otherwise, I'm going to sell you a property at whatever the prices. Suppose my demand is for 10 Lac rupees. If the property value is 1 crore then I don't bother. I will sell. You sell this property to anybody anyway. I will get my taxes. And you forget about your property. This thing can happen because you understand the income tax department is vasuli department for the Government of India. So, they have more faith in the Government of India, and the need of the Government of India is more than the middle taxpayer. So, this article makes you aware that appeal is quite accessible. It's not like you can say the Criminal court or Civil court where you have to go and stand and you have to wait for your turn, no. It's completely online, it's a faceless assessment and an appeal. Now that means if you hire A qualified chartered accountant, they can do it from their office and you don't have to even move from your home. You just have to provide information to the chartered accountant like our form and under our form, the team will work out everything and communicate with you, and file a proper appeal within it. And as I told you, it's not a guarantee because if you have to pay some taxes, you have to pay taxes. Nobody can get you out of there. But if there is a high pitch assessment, wrong assessment, wrong demand issued on that. I'm saying that in almost 90 percent, 95% cases they will. You will get relief from that unnecessary tax payment. And actually all middle class should go for an appeal. Why I'm making such a statement is because if they start going from an appeal then this income tax department will do their assessment very carefully and they will have to be careful and they will put every support. But the problem is most of the time they know that these people will not act and this is a very easy way to get money and get their assessment and get their targets and get their promotion just on the post of this middle class, people who are already struggling with their daily life due to paying unnecessary and high taxes. On top of that, they issued this kind of demand also. (Added: Tue Mar 22 2022 Hits: 78 Rating: 0.00 Votes: 0) Rate It

• How to handle Income tax Notice - Introduction - My name is CA Arun Tiwari and in this article, I will tell you how to handle Income tax demand. If you receive any demand notice from the income tax department, the first thing I will say to God is that you are going to see any such nonsense thing, but you cannot be sure so of course If you are an income taxpayer. Mainly today, tomorrow face this situation where one day you wake up, you check your income tax portal and you see there is some demand pending. You open up and you find there is a bomb and if something comes like that. Then don't be nervous. Just. What I'm explaining to you in this article is that everything is working out, smooth like that. So let's begin the first thing before I tell you about it. That is how to handle income taxes. Let's understand what income tax demands. So what is the word difference? Is there between the income tax notice and income tax demand? So, income tax demand is concluded. That means it starts with the income tax notice. So when you receive an income tax notice, it's kind of a summon where they will ask you to give documents information. And if you have not filed the return and after that whatever document or information you provide, they complete this whole investigation and after the investigation, they will file a charge sheet and the charge sheet is called income tax demand, so in that demand when generally two things can happen. Either you are nice and clean, so nothing will come. There will be just an assessable order. But suppose, they find out that you have some hidden income or you know something, then with the income tax assessment order, there will be another document coming to you which is a demand in which they will simply ask me to pay this much amount along with interest and penalty. So, this is a difference between income tax notice and income tax demand. High Pitched Demand - Once you get income tax demand that means there is no chance of replying and getting it rectified. Charging sheet submitted to port. So once the Department makes the investigation then you have 2 options, you pay the income tax demand or go for appeal. Now let me tell you how to handle the income tax demand and how to get out without paying unnecessary taxes, unnecessary penalties because in many cases we have seen, especially in the case of middle-class tax players like you and me there is high pitch demand. Now, what is high pitch demand that will be explained later in this article but before that, I'll tell you how you can check that there is an income tax notice or demand is pending in the income tax portal. So, if want to know how you can check that then click on below link https://aktassociates.com/business-compliance/tax-compliance/tax-notice-reply How to handle notice and demand - Log in there and then you can check whether there is a penalty. If income tax notices are pending, then take immediate action, approach some good chartered accountant, you can approach us also and then discuss with them and reply with all information. This will avoid doing ex parte assessment. Now, what is this thing? So ex parte is really like that. If they have issued the notice and you are not providing any document, you are not replying, you just forget about that then in that case the income department can do your assessment as they wish. They can Issue demand and as per the error and whatever the Information is available and in that case, it will be very, very, very high pitched demand that means even if you don't have to pay one thing, one lakh or two lakh rupees of tax they can issue 10 lakh of demand. So just avoid that situation because once you get into demand mode, then of course you have to go to appeal. There is no option. So, first part if you got a notice which is pending and staring at you, then find somebody and handle that notice properly. Provide all the information and that way first is you will do the prevention because prevention is better than cure to getting to the unnecessary demand phase. So, simply just handle the notice properly and the notice will conclude without any demand. Let's say sir that something doesn't happen, you have not checked it or your CA has not checked it or your tax consultant has not checked it and there is a demand pending and staring at you and you know what you have to do about that. But let me just tell you, one word which I have used earlier is high pitch demand. So what is high pitch demand? It's very important to understand this before I tell you how to handle notice demand. So, high-pitched demand is done by the income tax department to collect more taxes so it can happen. I don't have to pay anything, but because I'm not handling my notice and they have done the expert assessment themselves, they decided that I have to pay that particular amount and they'll put the file in my income tax portal. So, this happens a lot, so before I explain to you why this happened. Let's understand, Why the income tax department has high demand. So now we understand one thing, The income tax is a collection department for the Government of India that is like a bank. So you can say another word: It's vasuli department. They have to collect money from us, which goes to the Government of India for the purposes. So they have assigned a target, collection target. Every income tax officer has some collection target and like when March appears, they have to meet that target. Based on the collection and their promotions, everything is decided. So, it is their performance criteria. Now, what happened is that it's very easier to put on a middle-class taxpayer unnecessary tax than two put up tax demand on reliance industry or Ambani's ordines. So, understand one thing in India only middle-class people pay taxes. Not very poor pay taxes and not very rich. So, what happens in the case of the middle class? Why do they do such a thing because the middle class will not come to know? That there is a high pitch assessment because in most of the cases the middle class will not go to appeal, they will simply accept a payout. So, it's very easy to send notices to say one Lac middle-class taxpayer, then send a big amount notice to big. You can say a corporation which will employ a battery of even, say lawyers and they will fight for two years and finally they will not pay anything. So, it's very easy to list, say 2. lakhs of extra tax on another one leg or two. So, because we don't go to appeal, they make this high pitched. Two reasons. First, to meet their targets. It is very easy to meet the middle-class taxpayer and second because we will not go to appeal so they will be safe. Now, how do you know whether the demand sent to you is a high pitch or not? That means they're asking for more money than you actually should pay, or whether you should pay or not. In most of the cases, we have seen, the demand is not proper. When we investigated the case. The standoff department was completely wrong. They are treating the money withdrawn cash, which I will withdraw from my bank account as an unexplained source of income. And on that, they are putting 30% tax plus penalty and they come up with in lakhs of rupees So, we have to review. You have to get it renewed and we provide such service where we reveal the demand. So, it's a demand in the service in which you have to send us the demand whatever demand you receive and we will ask for some documents and do the computation and we'll tell you whether it's high demand or not. And if it's high pitched, then how much extra tax there is, asking whether the first thing you have to pay new taxes or not. And second, if you have to pay taxes then what should be the reason you can say, right calculation right text amount which you have to be in mind. There will be nominal charges of 2500 plus GST for that, but that will save you a lot of money unless you can say you can go to an appeal and you can save your unnecessary Taxes which is asking you to pay through this high pitched demand. So finally we are at a question of how to handle the specialized pitch demand. If there is a demand which is proper like I had to pay some taxes and our department is asking it's better to pay than getting into litigation because if they are right they will not allow me to go away without paying taxes, but if I find out that this is unnecessary, they are putting me in this trouble just to meet their collection targets. So in that case I have to go to appeal directly. Now here some people will ask if you ask some other chartered accountant so other people will say OK you have the option to go to the income tax commissioner also and you can file a rectification. So let me tell you 99% that rectification is rejected by the Commissioner. Why is it done? I understand the first thing, the income Tax Commissioner is a senior of income tax officers and whatever collection target is given to the income tax officer indirectly is the collection target of the Commissioner. So, unless there is a very genuine case of misunderstanding like on the face you can say that I have not made any income. First thing, I am an 18 years old person and I don't have any income and they're sending email notifications on-demand on the laptop so it's a mistake. Only in that case where they feel that he can be caught. They can be embarrassed, they will do some kind of rectification. Anywhere where the chances are that the case can go any way, either in my favor or in income tax favor, they will not do the rectification. They will simply say rejected. We will not be allowed to pay taxes. So, it's a waste of time, and understand that for an appeal also you have to file within 30 days of receiving demand and they have to file for in case of delay you have to explain why the delays happen and if the court feels that your reason is you can say nice and fear. Then they will allow you to file your delay. you can say appeal. But if you get into this unnecessary nonsense, your timeline will get over, and once the court will also feel that if you're going to the income tax Commissioner for rectification, then why are you coming to me. I'm like nobody you are not taking seriously. So maybe there are chances that they will not allow you to file a late appeal, so the best option is to appeal and why. Let me tell you this. Almost 70 to 75% of the appeal goes in favor of the assessee, and this fact very few people know. Now let me again tell you this appeal is not like a normal court, like where you have to go and they will give you date after date. It's a very specialized court which is only for income tax purposes and there is a Commissioner appeal now so don't confuse it with Commissioner and Commissioner appeal, Commissioner is separate and Commissioner appeal is a completely independent body that is a part of the judicial system. It is a part of the court system. He is not forced. He doesn't have a collection target and if you are right at the first place of contact you will get justice in 75% of cases. We have felt we have to get the experience that if this is a high pitch assessment, they generally cancel it right away and you will get the relief opening. A new thing is so important once you get to know that there is a demand, don't act like an ostrich. What people do once they see there is a demand. They say they're doing some communication & miscalculation. Let's forget about it. Let's put our hand in hand. And this strength will pass away. But basically, it doesn't happen. Once you get that demand, that means there is a liability fix on you, and the income tax department will recover the money Some way, so how they can go for your money. Firstly, they can adjust your refund. So, suppose in this year they are supposed to receive some refund. They will adjust against that demand and this is another fault I have seen. But this is what I've seen in some cases where the demand is coming in the present year. Suppose somebody has to receive a one Lac rupees refund. What they do generally will go 5 years, 10 years down the line. Then out of somewhere, they will create a demand of maybe 70 or 80 thousand or 90 thousand rupees. They will adjust and pay you ten ₹10,000 and we'll tell you to thank you for your service. So, this also happens, but again, if you have a demand. They can rightly adjust your refund for the future and present. Plus, I have some people say I don't bother about that. Then the second thing can happen if your demand is high, they can attach your bank statement, and they convert money from there also. Yes, they have the power to do that also. Some people even say I don't bother because I don't have anything in my bank statement. So what 3rd thing they can do. They can simply attach your property. Of course, they will not sell the property right away, but they will simply threaten you by now, and otherwise, I'm going to sell you a property at whatever the prices. Suppose my demand is for 10 Lac rupees. If the property value is 1 crore then I don't bother. I will sell. You sell this property to anybody anyway. I will get my taxes. And you forget about your property. This thing can happen because you understand the income tax department is vasuli department for the Government of India. So, they have more faith in the Government of India, and the need of the Government of India is more than the middle taxpayer. So, this article makes you aware that appeal is quite accessible. It's not like you can say the Criminal court or Civil court where you have to go and stand and you have to wait for your turn, no. It's completely online, it's a faceless assessment and an appeal. Now that means if you hire A qualified chartered accountant, they can do it from their office and you don't have to even move from your home. You just have to provide information to the chartered accountant like our form and under our form, the team will work out everything and communicate with you, and file a proper appeal within it. And as I told you, it's not a guarantee because if you have to pay some taxes, you have to pay taxes. Nobody can get you out of there. But if there is a high pitch assessment, wrong assessment, wrong demand issued on that. I'm saying that in almost 90 percent, 95% cases they will. You will get relief from that unnecessary tax payment. And actually all middle class should go for an appeal. Why I'm making such a statement is because if they start going from an appeal then this income tax department will do their assessment very carefully and they will have to be careful and they will put every support. But the problem is most of the time they know that these people will not act and this is a very easy way to get money and get their assessment and get their targets and get their promotion just on the post of this middle class, people who are already struggling with their daily life due to paying unnecessary and high taxes. On top of that, they issued this kind of demand also. (Added: Tue Mar 22 2022 Hits: 81 Rating: 0.00 Votes: 0) Rate It

• PPP Update - EC Press Release 1 2022 – PPP Update Posted on March 18, 2022 — No Comments ↓ Below please find an overview of some of our current Private Placement Programs (PPP). EC Small Cap Programs India Minimum 10M EUR/USD. 40 weeks duration. Returning 30 to 50% per week (historically). EC JV Mini Cap Program Minimum USD 100K, 120 days returning minimum 50% gross. Can be repeated. Tier One Buy/Sell Program – cash only Minimum 101 M USD/EUR Returning 11B in 90 days. Can be repeated. Ping Trading Program PING only. Funds Do Not Move from Owners Existing Account. Banks: Cash accounts with A rated banks in Europe, USA, Canada, and Singapore. Returning 150% for 5 days followed by 40% per week for 40 weeks. Small Cap Tear Sheet Program Minimum 10 M USD/EUR. Returning 3×500% in 6 weeks. Managed SBLC Program Minimum 100M USD/EUR. Returning 100% in 10 days, 250% in 30 days and 50% for 40 weeks. All major banks acceptable. EC Mini Cap Tailored Programs We can tailor investments from 1 to 9 M EUR/USD. Example; 5M will return 100% in 100 days. Can be repeated. If interested, please contact us on: info@economic-consultants.com and we will send you a full information package. (Added: Sat Mar 19 2022 Hits: 41 Rating: 0.00 Votes: 0) Rate It

• IGI Reports Fourth Quarter and Full Year 2021 Condensed and Unaudited Financial Results - Amman-Jordan ( March 2022): -- International General Insurance Holdings Ltd. (“IGI” or the “Company”) (NASDAQ: IGIC) today reported financial results for the fourth quarter and full year of 2021. Highlights for the fourth quarter and full year of 2021 include: (in millions of U.S. Dollars, except percentages and per share informatio n) Quarter Ended December 31, Year Ended December 31, 2021 2020 2021 2020 Gross written premiums $163.5 $129.5 $545.6 $467.3 Net premiums earned $86.2 $73.9 $345.2 $283.5 Net underwriting results $30.6 $14.7 $105.8 $77.4 Total investment income, net (1) $2.2 $3.4 $14.2 $11.5 Profit for the period $9.1 $7.6 $43.6 $27.2 Combined ratio (2) 83.8% 96.8% 86.4% 89.3% Earnings per share (Basic and Diluted) (3) $0.19 $0.16 $0.89 $0.59 Return on average equity (annualized) (4) 9.2% 8.2% 11.1% 7.9% Core operating income (4) $13.6 $4.5 $53.1 $35.6 Core operating earnings per share (Basic and Diluted) (4) $0.28 $0.09 $1.09 $0.77 Core operating return on average equity (annualized) (4) 13.7% 4.9% 13.6% 10.3% (1) See Note (1) in the “Notes to the Condensed Consolidated Financial Statements (Unaudited)” below. (2) See “Supplementary Financial Information” below. (3) See Note (3) in the “Notes to the Condensed Consolidated Financial Statements (Unaudited)” below. (4) See the section titled “Non-IFRS Financial Measures” below. IGI Chairman and CEO Mr. Wasef Jabsheh said, “2021 was another excellent year for IGI as we reported consistently strong quarterly underwriting results and earnings, culminating in one of the best years in our 20-year history.” “IGI is a diverse group of individual risk underwriters with recognized expertise in many specialty lines. We have grown our business organically since inception, and the past two years have seen an acceleration of that. In 2021, on the back of significant growth in 2020, we increased our gross premiums more than 16% to $546 million, expanding into new lines and markets. We reported record underwriting income for the fourth quarter and year in 2021 and a combined ratio of 83.8% for the fourth quarter and 86.4% for the year. With our asset base now approaching $1.5 billion, we expect to continue our strong performance in 2022, focusing on our core strengths and capitalizing on sector tail winds.” “As we mark our twentieth year in business, I’m deeply proud of our successes and the commitment and focus demonstrated by our people at IGI,” Mr. Jabsheh said. “We have achieved these record results and continued to deliver high levels of service to our clients while continuing to navigate a prolonged period of global uncertainty. I look forward to our future with confidence, knowing that we are building on a very solid foundation that will continue to deliver strong total value creation to all our stakeholders.” Results for the Quarters and Years ended December 31, 2021 and 2020 Profit for the quarter ended December 31, 2021 was $9.1 million, compared to profit of $7.6 million for the quarter ended December 31, 2020. Core operating income, a non-IFRS measure defined below, was $13.6 million for the quarter ended December 31, 2021, a significant increase over the core operating income of $4.5 million for the comparable period in 2020. The improvement in core operating income in the fourth quarter of 2021 was primarily the result of an increase in net premiums earned and a lower level of net claims and claim adjustment expenses when compared to the same quarter in 2020. The quarter ended December 31, 2021 benefited from a 13.0 point improvement in the combined ratio primarily driven by an increase in net premiums earned and favorable development of net loss reserves from prior accident years compared to unfavorable development for the same period in 2020. The core operating return on average equity (annualized) increased 8.8 points to 13.7% for the fourth quarter of 2021 compared to the fourth quarter of 2020. Profit was $43.6 million for the year ended December 31, 2021, compared to profit of $27.2 million for the year ended December 31, 2020. Core operating income was $53.1 million for the year ended December 31, 2021 compared to core operating income of $35.6 million for the year ended December 31, 2020. The improvement in core operating income in the full year of 2021 compared to the full year of 2020 was primarily driven by an increase in net premiums earned and total investment income, net, partially offset by an increase in net claims and claim adjustment expenses, net policy acquisition expenses, and general and administrative expenses. The core operating return on average equity increased 3.3 points to 13.6% for the full year of 2021 from 10.3% for the full year of 2020. Underwriting Results The net underwriting results improved to $30.6 million for the fourth quarter of 2021 from $14.7 million for the fourth quarter of 2020, largely driven by growth in net premiums earned and a lower level of net claims and claim adjustment expenses. Gross written premiums were $163.5 million for the quarter ended December 31, 2021, representing growth of 26.3% compared to gross written premiums of $129.5 million for the quarter ended December 31, 2020. The increase in gross written premiums was the result of new business generated across all segments and virtually all lines, as well as rate increases on existing business. The net claims and claims expense ratio was 46.8% for the quarter ended December 31, 2021, compared to 59.8% for the quarter ended December 31, 2020, primarily driven by favorable development of net loss reserves from prior accident years of $5.7 million or 6.6 points, compared to unfavorable development of $5.4 million or 7.3 points for the quarter ended December 31, 2020, coupled with the increase in net premiums earned. The favorable development of net loss reserves for prior accident years in the fourth quarter of 2021 was primarily in the Long-tail Segment and to a lesser extent in the Reinsurance Segment. The general and administrative expense ratio increased 2.4 points to 19.3% in the fourth quarter of 2021, largely due to increased costs in salaries related to new hires and investment in technology infrastructure to support the Company’s growth, as well as some non-recurring legal and professional fees. The combined ratio for the quarter ended December 31, 2021 was 83.8% compared to 96.8% for the quarter ended December 31, 2020 and benefited from an increase in net premiums earned and favorable development of net loss reserves from prior accident years during the quarter. The net underwriting results improved to $105.8 million for the year ended December 31, 2021 from $77.4 million for the year ended December 31, 2020, largely driven by growth in net premiums earned. Gross written premiums were $545.6 million for the year ended December 31, 2021, compared to $467.3 million for the year ended December 31, 2020, representing an increase of 16.8%. The increase in gross written premiums was the result of new business generated in all segments and across virtually all lines as well as rate increases on existing business. While market conditions remained positive, the Company also continued to further refine its existing portfolio, achieving improved terms and conditions for the full year of 2021. The net claims and claims expense ratio was 51.0% for the year ended December 31, 2021, compared to 53.5% for the year ended December 31, 2020. The net claims and claims expense ratio benefitted from higher favorable development of net loss reserves from prior accident years of $16.1 million, or 4.7 points, for the full year of 2021, compared to favorable development of $6.1 million, or 2.2 points, for the full year 2020, coupled with the increase in net premiums earned. The favorable development of net loss reserves from prior accident years for the full year 2021 was recorded primarily in the Long-tail Segment and to a lesser extent in the Short-tail and Reinsurance segments. The general and administrative expense ratio increased 0.5 point to 17.1% for the full year 2021, when compared to the full year 2020, as the higher net premiums earned for the full year 2021 largely offset increased salary costs from new hires, increased technology infrastructure costs and non-recurring legal and professional costs. The combined ratio for the year ended December 31, 2021 was 86.4%, compared to 89.3% for the year ended December 31, 2020. Segment Results The Long-tail Segment, which represented approximately 44% of the Company’s gross written premiums for the full year 2021, includes all professional and financial lines written by the Company, including D&O, professional indemnity, financial institutions, legal expenses, as well as surety, marine liability, inherent defects insurance, and general third-party liability (non-U.S. casualty). Gross written premiums for the fourth quarter of 2021 in the Long-tail Segment increased 20.1% to $82.9 million from $69.0 million for the fourth quarter of 2020. Net premiums earned for the quarter ended December 31, 2021 were $40.0 million, compared to $38.5 million in the comparable quarter in 2020. The net underwriting results for this segment were a profit of $11.3 million for the fourth quarter of 2021, compared to a loss of $0.4 million in the fourth quarter of 2020. The growth in net underwriting results was primarily due to higher net premiums earned, coupled with a lower level of net claims and claim adjustment expenses in the fourth quarter of 2021, which benefited from favorable development of net loss reserves from prior accident years. This compares to the fourth quarter of 2020, which was negatively impacted by unfavorable development of net loss reserves from prior accident years. Gross written premiums for the full year of 2021 in the Long-tail Segment were $239.6 million, representing an increase of 13.8% from $210.5 million for the full year 2020. Net premiums earned for the full year of 2021 were $167.6 million, compared to $141.4 million for the full year of 2020. The net underwriting results for this segment were $50.9 million for the full year of 2021, compared to $25.5 million for the comparable period in 2020. The growth in net underwriting results was primarily due to the higher level of net premiums earned in 2021 coupled with a lower level of net claims and claim adjustment expenses, which benefited from higher favorable development of net loss reserves from prior accident years, partially offset by an increase in net policy acquisition expenses. The Short-tail Segment, which represented approximately 52% of the Company’s gross written premiums for the full year of 2021, includes energy, property, general aviation, ports and terminals, marine trades, marine cargo, contingency, construction and engineering, and political violence. Gross written premiums for the fourth quarter of 2021 in the Short-tail Segment were $76.6 million, an increase of 32.8% compared to $57.7 million in the fourth quarter of 2020. Net premiums earned for the quarter ended December 31, 2021 were $39.7 million, compared to $30.0 million in the comparable quarter in 2020. The net underwriting results for this segment were $20.3 million for the fourth quarter of 2021, compared to $2.5 million for the comparable quarter in 2020. The fourth quarter of 2021 benefited from the increase in net premiums earned, partially offset by an increase in net claims and claim adjustment expenses, primarily relating to the South Africa riots in the political violence line of business. Gross written premiums for the full year 2021 in the Short-tail Segment increased to $282.0 million, compared to $237.5 million for the full year of 2020. Net premiums earned for the full year of 2021 were $153.9 million, compared to $123.2 million for the full year of 2020. The net underwriting results for this segment were $52.5 million for the full year of 2021, compared to $42.4 million for the full year of 2020. The full year 2021 net underwriting results benefited from the increase in net premiums earned, partially offset by an increase in net claims and claim adjustment expenses, primarily relating to the South Africa riots in the political violence line of business, and an increase in net policy acquisition expenses. The Reinsurance Segment, which represented approximately 4% of the Company’s gross written premiums for the full year of 2021, includes the Company’s inwards reinsurance portfolio. Gross written premiums for the fourth quarter of 2021 in the Reinsurance Segment were $4.0 million, compared to $2.8 million in the fourth quarter of 2020. Net premiums earned for the quarter ended December 31, 2021 were $6.5 million, compared to $5.4 million for the comparable quarter in 2020. The net underwriting results for this segment were a loss of $1.0 million for the fourth quarter of 2021, primarily driven by a higher level of net claims and claim adjustment expenses, including the European floods, compared to a profit of $2.6 million in the fourth quarter of 2020. Gross and net written premiums for the full year of 2021 in the Reinsurance Segment were $24.0 million, compared to $19.3 million for the full year 2020. Net premiums earned for the full year of 2021 were $23.7 million, compared to $18.9 million for the full year of 2020. The net underwriting results for this segment were $2.4 million for the full year of 2021, compared to $9.5 million for the full year of 2020. The lower net underwriting results in 2021 compared to 2020 was primarily attributable to a higher level of net claims and claim adjustment expenses, including the European floods. Foreign Exchange Gains (Losses) The gain on foreign exchange in the fourth quarter of 2021 was $3.2 million, compared to $ 6.2 million in the fourth quarter of 2020, both of which largely represent currency revaluation gain. When compared with the fourth quarter of 2020, the fourth quarter of 2021 saw a lesser degree of favorable currency movement in the Company’s major transactional currencies (namely Pound Sterling, Euro and Australian Dollar) against the U.S. Dollar. The loss on foreign exchange for the full year of 2021 was $4.9 million compared to a gain of $2.5 million for the full year of 2020. The loss for the full year of 2021 was primarily driven by the currency revaluation losses recorded in non-U.S. Dollar monetary assets due to the weakening of the Company’s major transactional currencies from December 31, 2020 to December 31, 2021. The gain recorded for the full year 2020 reflected strengthening of these underlying currencies against the U.S. Dollar. Investment Results Total investment income was a loss of $4.0 million in the fourth quarter of 2021, compared to a gain of $4.5 million in the fourth quarter of 2020. The fourth quarter of 2021 includes a share of loss from associates amounting to $7.0 million, related to the Company’s share of Lebanon-based real estate, which has been impacted by a significant decline in the fair value of commercial properties due to ongoing local geopolitical issues coupled with the prevailing hyper inflationary environment in Lebanon. Total real estate holdings (owned directly and through IGI’s investments in associates in Lebanon) at December 31, 2021 were $22.0 million, and included a write down of 50.9% of the Company’s share of real estate in Lebanon. Total real estate holdings at December 31, 2020, were $31.6 million. Total investment income, net (which excludes realized and unrealized gains and losses on investments, realized and fair value gains or losses on investment properties, expected credit losses on investments, and the share of profit or loss from associates) was $2.2 million and $3.4 million for the quarters ended December 31, 2021 and December 31, 2020, respectively. This represented an annualized investment yield of 1.0% on the average total investments and cash portfolio (comprised of cash and cash equivalents and term deposits) in the fourth quarter of 2021, compared to 1.8% in the corresponding period in 2020. Excluding cash and bank balances, the Company’s total investments and cash portfolio produced an investment yield of 1.3% in both the fourth quarters of 2021, compared to 2.2% in the corresponding period in 2020. Total investment income was $8.8 million for the full year of 2021 compared to $8.5 million for the full year of 2020. Total investment income for the full year of 2021 includes a share of loss from associates of $7.3 million, related to the Company’s share of Lebanon-based real estate, as above. Total investment income, net (which excludes realized and unrealized gains and losses, expected credit losses on investments, and the share of loss from associates) was $14.2 million and $11.5 million for the years ended December 31, 2021 and December 31, 2020, respectively. This represented an investment yield of 1.7% for the full year of 2021 and 2020. Excluding cash and bank balances, the company’s total investments and cash portfolio produced an investment yield of 2.1% for the full year of 2021, compared to 2.2% yield for the full year of 2020. The cash portfolio totaled $422.1 million at December 31, 2021, representing 46.2% of the Company’s total investments and cash portfolio, compared to $305.6 million at December 31, 2020, when it represented 39.4%. Total investments includes investments, investment in associates, and investment properties and totaled $914.3 million at December 31, 2021 compared to $775.3 million at December 31, 2020. Total Equity Total equity at December 31, 2021 was $401.9 million, compared to $381.0 million at December 31, 2020. The movement in total equity during the fourth quarter and year ended December 31, 2021 is illustrated below: (in millions of U.S. Dollars) Quarter Ended December 31, 2021 Year Ended December 31, 2021 Total Equity at beginning of period $395.5 $381.0 Profit for the period $9.1 $43.6 Net change in fair value reserves for investments through other comprehensive income ($4.7) ($9.8) Change in foreign currency translation reserve $1.5 $1.3 Issuance of restricted share awards $0.5 $1.9 Cash dividends declared during the period - ($16.1) Total Equity at December 31, 2021 $401.9 $401.9 Book value per share was $8.83 at December 31, 2021, representing growth of 5.2% from $8.39 at December 31, 2020. Separately, during the fourth quarter of 2021, Chairman and CEO Wasef Jabsheh purchased an aggregate of 139,516 common shares of the Company for approximately $1.09 million in open market transactions. International General Insurance Holdings Ltd. Condensed Consolidated Statements of Income (Unaudited) Quarter Ended Year Ended (in millions of U.S. Dollars, except per share data) 2021 2020 2021 2020 December 31, December 31, Gross written premiums .................................................... $163.5 $129.5 $545.6 $467.3 Reinsurers’ share of insurance premiums ......................... ($52.7) ($39.4) ($163.0) ($128.9) Net written premiums ...................................................... $110.8 $90.1 $382.6 $338.4 Net change in unearned premiums ................................... ($24.6) ($16.2) ($37.4) ($54.9) Net premiums earned....................................................... $86.2 $73.9 $345.2 $283.5 Net claims and claim adjustment expenses ...................... ($40.4) ($44.3) ($176.2) ($151.7) Net policy acquisition expenses ........................................ ($15.2) ($14.9) ($63.2) ($54.4) Net underwriting results……………………………………………… $30.6 $14.7 $105.8 $77.4 Net investment income (1)………………………………….…………… $3.0 $4.8 $16.1 $10.0 Share of loss from associates (1)……….…………………………….. ($7.0) ($0.3) ($7.3) ($1.5) General and administrative expenses ............................... ($16.7) ($12.5) ($58.9) ($46.9) Other expenses, net (2) ....................................................... ($2.6) ($1.0) ($6.0) ($4.4) Change in fair value of derivative financial liability ……….. ($0.9) ($3.3) $0.7 ($4.4) Listing related expenses .................................................... - - - ($3.4) Gain (loss) on foreign exchange ....................................... $3.2 $6.2 ($4.9) $2.5 Profit before tax ............................................................... $9.6 $8.6 $45.5 $29.3 Income tax ........................................................................ ($0.5) ($1.0) ($1.9) ($2.1) Profit for the period .......................................................... Basic and diluted earnings per share attributable to $9.1 $7.6 $43.6 $27.2 equity holders(3)…………………………………………………………… $0.19 $0.16 $0.89 $0.59 See “Notes to the Condensed Consolidated Financial Statements (Unaudited)” below. International General Insurance Holdings Ltd. Condensed Consolidated Statements of Financial Position As at December 31, 2021 As at December 31, 2020 (in millions of U.S. Dollars) (Unaudited) (Audited) ASSETS Cash and cash equivalents $242.1 $133.4 Term deposits $180.0 $172.2 Insurance receivables $179.4 $166.6 Investments (4) $470.2 $438.1 Investment in associates (4) $5.7 $11.6 Reinsurance share of outstanding claims $182.3 $187.5 Reinsurance share of unearned premiums $64.1 $50.1 Deferred excess of loss premiums $17.2 $17.1 Deferred policy acquisition costs $64.8 $55.2 Deferred tax assets $0.6 - Other assets $10.0 $9.5 Investment properties (4) $16.3 $20.0 Property, premises and equipment $14.9 $13.2 Intangible assets $4.3 $4.7 TOTAL ASSETS $1,279.2 LIABILITIES Gross outstanding claims $575.9 $492.3 Gross unearned premiums $328.8 $277.2 Insurance payables $89.5 $83.5 Other liabilities $29.2 $20.5 Derivative financial liability $12.9 $13.6 Deferred tax liabilities - $0.1 Unearned commissions $13.7 $11.0 TOTAL LIABILITIES $898.2 EQUITY Common shares at par value $0.5 $0.5 Share premium $159.5 $157.6 Foreign currency translation reserve $1.0 ($0.3) Fair value reserves Retained earnings TOTAL EQUITY TOTAL LIABILITIES AND EQUITY See “Notes to the Condensed Consolidated Financial Statements (Unaudited)” below. International General Insurance Holdings Ltd. Supplementary Financial Information – Combined Ratio (Unaudited) Quarter Ended Year Ended December 31, December 31, Net claims and claim expense ratio (a) ....................... 46.8% 59.8% 51.0% 53.5% Net policy acquisition expense ratio (b) ........................ 17.7% 20.1% 18.3% 19.2% General and administrative expense ratio (c) ............... 19.3% 16.9% 17.1% 16.6% Expense ratio (d) ........................................................ 37.0% 37.0% 35.4% 35.8% Combined ratio (e) ..................................................... 83.8% 96.8% 86.4% 89.3% Quarter Ended December 31, Year Ended December 31, (in millions of U.S. Dollars, except percentages) Claims and Claims and claim % of net claim % of net adjustment premiums adjustment premiums expenses earned expenses earned Claims and Claims and claim % of net claim % of net adjustment premiums adjustment premiums expenses earned expenses earned (a) Represents net claims and claim adjustment expenses as a percentage of net premiums earned. The split of net claims and claims expense ratio between current accident year, current year CAT losses and prior years’ loss development is as follows: Current year net incurred claims Minus: Current accident year CAT $40.4 46.8% $44.3 59.8% $176.2 51.0% $151.7 53.5% losses Minus: Effect of prior years’ $9.9 11.5% $6.3 8.5% $28.9 8.4% $13.5 4.8% development ($5.7) (6.6%) $5.4 7.3% ($16.1) (4.7%) ($6.1) (2.2%) Current accident year (before CAT losses) (b) Represents net policy acquisition expenses as a percentage of net premiums earned. (c) Represents general and administrative expenses as a percentage of net premiums earned. (d) Represents the sum of the net policy acquisition expense ratio and the general and administrative expense ratio. (e) Represents the sum of the net claims and claim expense ratio and the expense ratio. International General Insurance Holdings Ltd. Supplementary Financial Information – Book Value per Share (Unaudited) (in millions of U.S. Dollars, except share and per share data) As at December 31, 2021 As at December 31, 2020 Cash and cash equivalents and term deposits ........... $422.1 $305.6 Total investments *** ................................................ $492.2 $469.7 Total Investments and cash portfolio ........................ $914.3 $775.3 Common shares outstanding (in millions)* ……………. 48.9 48.5 Minus: Unvested shares (in millions)** …………………. 3.4 3.1 Number of vested common outstanding shares (in millions) (a) ............................................................. 45.5 45.4 Total equity (b) …………………………………………………….. $401.9 $381.0 Book value per share (b)/(a) ................................... $8.83 $8.39 * Common shares issued and outstanding as at December 31, 2021 and December 31, 2020 are as follows: No. of shares as at December 31, 2021 Common shares as of December 31, 2020 45,426,251 Vested restricted share awards 44,833 Common shares as of December 31, 2021 45,471,084 Earnout shares as of December 31, 2021 Unvested restricted share awards as of December 31, 2021 Total unvested shares as of December 31, 2021 Total Common shares outstanding No. of shares as at December 31, 2020 Common shares as of December 31, 2020 45,426,251 Earnout shares as of December 31, 2020 Unvested restricted share awards as of December 31, 2020 Total unvested shares as of December 31, 2020 Total Common shares outstanding ** Earnout Shares are subject to vesting at stock prices ranging from $11.50 to $15.25, are entitled to dividends and voting rights, but are non-transferable by their holders until they vest. If the Earnout Shares do not vest on or prior to March 17, 2028, they will be cancelled by the Company. Restricted Share Awards were issued in 2021 and 2020 pursuant to the Company’s 2020 Omnibus Incentive Plan and beneficiaries are entitled to dividends and voting rights. However, the Restricted Share Awards are non-transferable by their holders until they vest as per the respective Restricted Share Award Agreements. As at December 31, 2021, the vesting conditions attached to both Earnout Shares and unvested Restricted Share Awards to employees have not been met, and as a result these shares were not included in the weighted average number of common shares for both basic and diluted earnings per share. *** See Note 4 in the “Notes to Consolidated Financial Statements (Unaudited)” below. (Added: Mon Mar 14 2022 Hits: 65 Rating: 0.00 Votes: 0) Rate It

• Dualminers Changing the Game in Cryptocurrency Mining - Dualminers has recently earned the distinction becoming the first company ever to introduce an extraordinary range of endothermic cryptocurrency mining rigs. A team of investors working towards making crypto mining simple and profitable,Others have argued that cryptocurrency mining is becoming increasingly difficult, but a new announcement from Dual Miners Inc, which is currently releasing worldwide, the world's first dual-miner hardware, which uses both SHA-256 and Scrypt to mine Visit (https://dualminers.com/products/) for more information. Additionally, the dual-miners can be configured to process transactions for other cryptocurrencies that use the SHA-256 or Scrypt hashing algorithms. Due to innovative hardware design, Dual Miner's mining chip, FM9800-XD112, achieves high hash rates while consuming the least amount of energy possible. They come with a built-in controller as well as software already installed. Following an extensive period of testing that included evaluating, prototyping, and extreme-condition pressure testing, the Dual Miner's DualPro and DualPro Max hardware products, as well as the DualPremium hardware products, are now ready for mass production. Benefits of Using Dual Miners What are the advantages of using the Dual Miners Enhance Energy Saver system over other systems? According to the solution's inventors, each machine will be equipped with a cooling system, a 7-nanometer chip, a noise reduction mechanism, a regulated operational humidity with a power supply, and a wireless network connection (Wi-Fi) or an Ethernet connection. With a short delay, users can mine Bitcoin (BTC), Litecoin (LTC), Monero (XMR), Ethereum (ETH), and several other cryptocurrencies thanks to the algorithm attached to the system, which comprises globally known software and hardware technologies. Dual Miner's team consists of seasoned professionals. Dual Miners is a chip design and manufacturing firm with its headquarters in London, United Kingdom. It has a number of teams with in-depth expertise of blockchain technology and technological design. The company, which has offices on three continents, provides crypto wallet development services as well as graphics processing units to customers. She also has a lot of experience in the fields of Blockchain development and bitcoin mining solutions, among other things. Due to its extensive experience in the Blockchain business, Dual Miners is a reputable name in the field. It is as a result of this experience that it has been confirmed by firms such as Kraken, ASG Expertise, and FIS International. Dual Miners is putting its previous knowledge to good use once more in order to provide innovative solutions for Cryptocurrency consumers. Pricing and Availability are important considerations. Dual Miners will cover the delivery fee as well as the customs fee, leaving the consumer to pay only for the unit and receive everything they need to get started without any further charges. "Consumers are now aware that our competitors have been defeated. They are unable to obtain our power or take advantage of our incredibly low electricity expenses. Despite our small size, we have enormous mining power; the DualPremium generates 60 TH/s for bitcoin and 2.1 GH/s for Litecoin, respectively. "It's the best investment available on the market," says Michael Scott, Operational Director and Chief Operating Officer of Dual Miners. " About Dual Miners Founded in 2015, Dual miners, described as the world’s first dual-mining company, was established to develop and sell the world’s first leading dual Cryptocurrency miners using SHA-256 or Scrypt technology. Our goal, starting with the Dual Miners' DualPro, was to give more power at a lesser cost than was previously available. Dual Miners is headquartered in London, United Kingdom, and has offices all around the world. More information can be found at www.dualminers.com (Added: Sun Mar 06 2022 Hits: 68 Rating: 0.00 Votes: 0) Rate It

• Pickafund Launches Search And Comparison Investment Fund Engine For UK Investors - Pickafund Launches First Of Its Kind All-In-One Search And Comparison Engine For UK Investors To Discover True Worth Of Their Funds WEBSITE BRINGS DOWN BARRIERS IN NOTORIOUSLY COMPLICATED SPACE BY OFFERING SIMPLE, UNBIASED TOOLS TO HELP INVESTORS OF ALL LEVELS LONDON – 4th March 2022 –Pickafund, providers of clear, simple, independent tools to aid investing in Funds, today announced the launch of their search and comparison engine for UK investors. The site aggregates all available funds in one place and aims to show where a given fund ranks versus its peers based on various parameters. Its intuitive interface will cater equally to both beginners and seasoned investors. Most existing search and comparison tools do not show the full population of investment funds available to UK retail investors. These engines also often divide mutual funds, ETFs and investment trusts into separate buckets which makes it difficult to properly compare funds of different types but with the same mandate. With Pickafund, investors are now able to search for any type of fund available to UK retail investors allowing for clear and transparent comparison irrespective of structure. The innovative website can also rank a given fund in comparison to its peers using five possible criteria - including returns and charges. Additionally, investors will be able to see which of the main UK investment platforms offers their fund of choice for trading. “A perennial problem with the industry is that vendors only show you what they can sell to you. If a given fund is not available on their platform, you will never hear of it. Additionally, it is common practice for mutual funds, investment trusts and ETFs to be kept in separate pools so you’re not able to compare apples to apples. This goes against our core principle of being able to see all available options with the same investment objective side by side” said R. Colomer from Pickafund. “Any investor who wants to find out the true value of Pickafund just has to take a fund that they own, type it in, and immediately they will see how it ranks against its peers.” The idea came from the team's personal experience of trying to analyse and compare available funds when managing their investments. It was a frustrating and cumbersome process which needed to be improved. “Put simply, investors deserve better. A game changer in just a few clicks, Pickafund is a must see for anyone holding a fund or looking to invest in one. Rarely can you see the entire market and have such valuable, unbiased information presented to you for free.” adds Colomer from Pickafund. The UK based fintech was founded by experienced finance professionals aiming to offer transparency, simplicity and completeness of investment choices. Its model focuses on eliminating existing biases and vested interests. The firm is agnostic and does not make investment recommendations nor takes money for investment purposes. For more information, please visit www.pickafund.com or contact theteam@pickafund.com. #### About Pickafund Based in London, Pickafund is a fintech startup launched to improve transparency and to offer clear, simple, independent tools to aid investing in Funds. By grouping together all types of structures, Pickafund allows users to compare and evaluate if they hold the best option for a given investment objective. Its entry to market will reshape how investors find and manage their fund investments by bringing down unnecessary barriers and eliminating traditional biases. Learn more at www.pickafund.com (Added: Fri Mar 04 2022 Hits: 60 Rating: 0.00 Votes: 0) Rate It

• Discover The Benefits Of Financial Planning With The Help Of Planning Ideas - Failing to plan is planning to fail. This old saying is especially true when it comes to your finances. And at Planning Ideas, you can achieve your financial goals with the help of a seasoned financial planner Sydney.
  
  Why Planning Ideas
  
  Planning Ideas is a trusted name in financial planning in Sydney and beyond. Their qualified professionals have the technical skills, experience, and dedication to create programs that will enable you to hit your long-term financial goals.
  
  They listen to your situation and your goals and use a realistic, personalised approach to improve your financial position. Whether you’re fresh from university and are just starting out, you’re looking to pay debts and further build your wealth, or you’re planning for your retirement early — they can help you objectively manage your financial affairs.
  
  They’re also open to helping business owners improve budget allocation and boost their bottom line. Even if you think you’re at the peak of your life, they can help you better decide on how to manage your wealth.
  
  With their team of expert planners, they’re always available to provide either one-off or ongoing advice. Either way, their strategy remains the same: to look at the bigger picture and plan for the best possible outcome in the long run.
  
  The Benefits of Financial Planning
  
  The future is uncertain. Before COVID-19 hit in 2020, most people wouldn’t have known that a pandemic would leave many jobless and economies around the world bruised, if not stagnant.
  
  Financial advice is about managing people with money. By getting guidance from a financial planner, you can develop and implement strategies on how you can utilise and grow your money better. Here’s how they can help.
  
  They help you identify and clarify your objectives. Most of the time, people get financially stuck or indebted because they don’t know their goals in the first place. Within a certain period, what do you want to achieve? Pay debts and build an emergency fund? Diversify your investments? Plan for retirement?
  
  They address critical risks. The tricky part of managing finances is that you don’t know what the future holds. But financial planners can help you identify risks so you can create a better strategy on how to mitigate them.
  
  They get you jumpstarted. You don’t have to start big. Sometimes, you just need to get started. Save small. Pay one of your loans. Achieve a financial win that seems trivial to others. Your financial planner can push you to kick off your financial journey.
  
  They help you become committed. Having a written financial plan is not just to document things. Studies show that this can help boost confidence. And with that, you become more motivated and committed to leaping towards the succeeding phases of your plan.
  
  They can reduce your stress. Financial planning is also about having a wider perspective. You’ll become less worried about financial hurdles because you’re thinking long-term. Plus, the fact that you have someone professional to help you put your eggs in different baskets can give you assurance that you’ll have a financial safety net.
  
  Plan For Your Future With Syndey’s Seasoned Financial Planner
  
  Want to manage your finances better? Do you wish to overcome uncertainties and be in charge of your money more strategically? With Planning Ideas, you can plan for your future better and hit your personal and financial goals.
  
  Their financial planner Sydney provides personalised attention. They use years of experience and tap the company’s huge resources to help you gain better financial positions. To learn more, visit https://www.planningideas.com.au. You can also reach out to them at (02) 8318 1501. (Added: Thu Mar 03 2022 Hits: 59 Rating: 0.00 Votes: 0) Rate It

• 7 Things To Consider When Choosing The Best Home Loan For You - Landed on this page because you’re finally getting a home? First off, congratulations! Having your own home is one of the most fulfilling things in adult life. But keep in mind that the road to getting there can be full of (financial) hurdles. So if you’re wondering how you can choose the best among the many home loans Sydney, here are the most important things to consider.
  
  Your goal. What kind of home are you trying to buy? How long do you want to pay? How much savings do you have to cover for your down payment (the higher it is, the lower the amount you need to borrow)? These are things that you need to answer so you can create a better plan for your mortgage payment.
  
  How much you can afford to pay monthly. The point of home loans Sydney is to buy a house and make sure you can pay for it comfortably. However, it doesn’t mean that you should opt for the lowest amount possible just to avoid paying more every month. The lowest mortgage payment will also mean the highest interest rate and most likely higher monthly costs over time. So, instead of choosing the lowest payment, make sure it is within your budget so that you won’t have to struggle later on.
  
  The type of mortgage loan you’ll get. Conventional mortgages aren’t backed by the government. Typically, it needs a 20% down payment. Conforming mortgage loans, on the other hand, are covered by the set loan threshold by the government. If you’re a first-time house buyer and you have low- to moderate-income, it’s best to avail of government-insured loans.
  
  The length of your loan. Typically, mortgages are payable within 15 and 30 years. If you choose the latter, you’ll have a lower monthly payment. However, those who choose shorter loan periods tend to enjoy lower interest expenses.
  
  The interest rate and how it affects your monthly payments. In Australia, the standard type of interest rate is an annual percentage rate (APR). The APR will tell you how much your loan will cost per year in total, which means it includes both the interest rate and any other fees you might have to pay. To work out how much your monthly repayments will be, simply use this formula: APR x (loan amount + deposit) ÷ 12 months.
  
  Your lender. The interest rate will change depending on the lender, so make sure you check it before signing anything. This is also why it’s critical to request multiple quotes and compare from various lenders. Be careful when checking what’s included in their packages (e.g. Some offer a low interest rate but include high closing costs in the fees that they charge)
  
  A pre-approval letter. This letter is proof that you have the capacity to pay off loans. If you secure this one, you can gain a significant advantage over other buyers who are also getting the same house.
  
  Find The Best Home Loans Sydney Today
  
  At Financial Ideas, you can get help from the best mortgage experts in Australia. They take the time to listen to your situation and your specific concerns so that they can give you the best options.
  
  If you’re looking for home loans Sydney, they have the expertise, the network, the resources, and the dedication to bring you the most suitable deals. For queries, call them on (02) 8318 1545. You can also visit their website at https://www.financeideas.com.au. (Added: Mon Feb 28 2022 Hits: 69 Rating: 0.00 Votes: 0) Rate It

Pages: [<<] ... 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 ... [>>]